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Michael Raymond Cramer Lawyer

Michael Raymond Cramer

Business, Business Organization, Collection, Construction, Civil & Human Rights

Mr. Cramer grew up in the piney woods of Mt. Vernon, East Texas before moving to Mesquite, where he graduated from High School in 1986. Following high... (more)

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855-982-7199

Marcus  Leinart Lawyer

Marcus Leinart

VERIFIED
Accident & Injury, Bankruptcy & Debt

Marcus is dedicated to helping people who have experienced financial difficulties as a result of life’s unexpected hardships. His law practice focus... (more)

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469-232-3328

Maurice E. Klein Lawyer

Maurice E. Klein

VERIFIED
Estate Planning, Workers' Compensation, Personal Injury, Consumer Bankruptcy, Commercial Real Estate

Mr. Klein is an accomplished lawyer that has over thirty years of legal experience in various aspects of law including personal injury, worker’s com... (more)

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800-916-3071

Andrew A. Dunlap Lawyer

Andrew A. Dunlap

Civil Rights, International Tax, Bankruptcy, Insurance, Family Law

Originally from Denver Colorado, Andrew Dunlap moved to Kansas City and attended Northwest Jr. High and Wyandotte High School. After graduating, he we... (more)

Michael E. Robinson Lawyer

Michael E. Robinson

VERIFIED
Accident & Injury, Bankruptcy & Debt, Estate, Real Estate, Litigation

Michael E. (Mike) Robinson is an experienced litigation attorney concentrating in commercial and residential real estate, legal malpractice and client... (more)

Warren V. Norred Lawyer

Warren V. Norred

VERIFIED
Civil Rights, Bankruptcy, Construction, Administrative Law, Government
Admitted to all Texas courts, and the Fifth, Ninth, and Federal Circuit, and the Supreme Court.

Warren V. Norred is an attorney with experience in bankruptcy, intellectual property and litigation. Mr. Norred earned his Bachelor in Electrical Engi... (more)

Ted  Machi Lawyer

Ted Machi

VERIFIED
Accident & Injury, Bankruptcy, Social Security -- Disability, Personal Injury

Ted Machi is Board Certified in Consumer Bankruptcy law by the Texas Board of Legal Specialization. For over thirty years, he has helped the little gu... (more)

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CONTACT

800-804-0771

Sean Patrick Acker Lawyer

Sean Patrick Acker

Bankruptcy & Debt, Commercial Bankruptcy, Consumer Bankruptcy, Bankruptcy

Sean P. Acker graduated from the Texas A&M School of Law in 2009 after earning his Bachelor's degree from the University of Texas. Prior to starting h... (more)

Christopher  Lee Lawyer

Christopher Lee

VERIFIED
Bankruptcy & Debt, Business Organization, Consumer Rights, Tax Litigation, Power of Attorney
My Goal is to Make My Law Firm the Industry Standard in These Areas of the Law.

I am licensed to practice law in the United States Supreme Court, the State of Texas, both the Northern, Eastern and Southern Districts of Texas Feder... (more)

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CONTACT

800-795-0040

Alvin Quincey Malone Lawyer

Alvin Quincey Malone

VERIFIED
Estate, Divorce & Family Law, Bankruptcy & Debt, Military, Bankruptcy

Al Malone left a career as a tax advisor at one of the largest and most respected companies in the world to establish a firm dedicated to helping comm... (more)

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CONTACT

817-953-3112

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LEGAL TERMS

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)
A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)
An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)
A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)
A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)
A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)
The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)
A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

FCRA

See Fair Credit Reporting Act.

FCBA

See Fair Credit Billing Act.