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Michael Raymond Cramer Lawyer

Michael Raymond Cramer

Corporate, Business Organization, Collection, Construction, Civil & Human Rights

Mr. Cramer grew up in the piney woods of Mt. Vernon, East Texas before moving to Mesquite, where he graduated from High School in 1986. Following high... (more)

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817-359-7000

Robert J. Reagan Lawyer

Robert J. Reagan

VERIFIED
Business, Estate, Bankruptcy & Debt, Bankruptcy

Reagan McLain & Hatch LLP is a civil litigation, probate and estate administration law firm located in Dallas, Texas. In addition to preparing wills a... (more)

Karen M. Burns Lawyer

Karen M. Burns

Divorce & Family Law, Personal Injury, Traffic, Credit & Debt, Business
Excellent Legal Representation to Meet Your Needs

Ms. Burns is an attorney practicing in the Dallas, Texas area at Burns & Iwuji, PLLC.

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800-944-9781

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Nancy E. Ridgway Lawyer

Nancy E. Ridgway

VERIFIED
Wills & Probate, Divorce & Family Law, Bankruptcy, Construction, Estate Administration
Personal service; always available to my clients

Nancy E. Ridgway is a north Dallas County attorney who has practiced law for over fifteen years. A graduate of the University of Kentucky (BSLA (lands... (more)

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800-265-4720

Bilal Ahmed Khaleeq Lawyer

Bilal Ahmed Khaleeq

VERIFIED
Immigration, Bankruptcy & Debt, Family Law, Criminal, Personal Injury

Bilal A. Khaleeq, Attorney at Law, takes a different approach to practicing law. Even though his competency spans several legal disciplines, the focus... (more)

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800-239-3660

Leticia Ann Evans Lawyer

Leticia Ann Evans

Bankruptcy, Consumer Bankruptcy
Michael E. Robinson Lawyer

Michael E. Robinson

VERIFIED
Accident & Injury, Bankruptcy & Debt, Estate, Real Estate, Litigation

Michael E. (Mike) Robinson is an experienced litigation attorney concentrating in commercial and residential real estate, legal malpractice and client... (more)

Warren V. Norred Lawyer

Warren V. Norred

VERIFIED
Bankruptcy & Debt, Intellectual Property, Business, Lawsuit & Dispute, Industry Specialties
Admitted to all Federal District and State Courts in Texas, the Ninth Circuit, the Supreme Court.

Warren V. Norred is an attorney with experience in bankruptcy, intellectual property and litigation. Mr. Norred earned his Bachelor in Electrical Engi... (more)

Lauren  Powell Lawyer

Lauren Powell

VERIFIED
Divorce & Family Law, Bankruptcy & Debt, Estate, Family Law, Bankruptcy
National Board Certification In Consumer Bankruptcy

At Powell Law Offices, P.C. we are client focused and results driven! We care about, listen to, and fight for our clients. Call us for your free consu... (more)

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800-716-5480

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Lawyer.com can help you easily and quickly find Dallas Bankruptcy & Debt Lawyers and Dallas Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)
A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)
A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)
The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)
A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)
A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)
Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)
A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

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