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Gregory Messer
About | Practice Areas
Law Offices of Gregory Messer
26 Court Street Suite 2400 Brooklyn, NY 11242» view map
Bankruptcy & Debt
It's Time For A Fresh Start

Experienced bankruptcy attorney Gregory Messer will work with you personally to set your mind at ease and relieve the strain you’re facing from personal or business debt.

800-887-8940
1. Gregory Messer Brooklyn, NY
  Attorney at Law - NY, 1978
  Albany Law School J.D. 1977
2. AboutLaw Offices of Gregory Messer
  Providing debt relief for individual and business clients in the New York City area for more than three decades.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Barbara Stegun Phair

Patent, Mental Health, Licensing, Collection

Status:

CONTACT

1111 Marcus Avenue, New Hyde Park, NY 11042

Andrew J. Luskin

Dispute Resolution, Franchising, Business Organization, Collection

Status:

CONTACT

1010 Northern Blvd., Great Neck, NY 11021

Hal R. Ginsburg

Construction Liens, Complex Litigation, Arbitration, Collection, Tax

Status: Licensed: 41 Years

CONTACT

21548 Jamaica Ave, Queens Village, NY 11428

Glenn Stuart Garbus

Collection, Bankruptcy & Debt

Status: Licensed: 28 Years

CONTACT

1981 Marcus Ave, Great Neck, NY 11042

Sean Michael Walsh

Employee Rights, Native People, Contract, Collection

Status: Licensed: 51 Years

CONTACT

25010 Northern Blvd, Little Neck, NY 11362

Eial Girtz

Wills & Probate, Contract, Collection, Car Accident

Status: Licensed: 26 Years

CONTACT

1010 Northern Blvd, Great Neck, NY 11021

Barbara Wilkanowski

Motor Vehicle, Criminal, Collection, Household Mold

Status: Licensed: 36 Years

CONTACT

18927 39Th Ave, Flushing, NY 11358

Joseph F. Gentile

Criminal, Business, Collection, Personal Injury, Real Estate

CONTACT

200 Old Country Road, Mineola, NY 11501

John Walter Dunne

Other, Real Estate, Corporate, Collection

Status:

CONTACT

330 Old Country Rd, Mineola, NY 11501

Brian Michael Seltzer

Professional Responsibility, Real Estate Other, Dispute Resolution, Collection

Status: Licensed: 61 Years

CONTACT

1305 Franklin Avenue, Garden City, NY 11530

800-923-0641

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

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Bellerose Collection Lawyer, New York

Sponsored Law Firm

Law Offices of Gregory Messer

SPONSORED LAWYERS

Barbara Stegun Phair

Andrew J. Luskin

Hal R. Ginsburg

Glenn Stuart Garbus

Sean Michael Walsh

Eial Girtz

Barbara Wilkanowski

Joseph F. Gentile

John Walter Dunne

Brian Michael Seltzer

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LEGAL TERMS

REAFFIRMATION

CREDITOR

INTEREST

NONPROFIT CORPORATION

DISCHARGE (OF DEBTS)

BULK SALES LAW

CURRENT MONTHLY INCOME

DEBT COLLECTOR

FAIR CREDIT BILLING ACT (FCBA)

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