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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Lee Matthew Van Houten

Alimony & Spousal Support, Bankruptcy, Collection, Criminal

Status: In Good Standing

CONTACT

104-114 North Cayuga Street, Ithaca, NY 14850

Agostino V. Coccia

Foreclosure, Consumer Protection, Collection, Personal Injury

Status: In Good Standing

CONTACT

One East Main Street, Rochester, NY 14614

Anthony Joseph Adiutori

Real Estate, Banking & Finance, Credit & Debt, Collection

Status: In Good Standing

CONTACT

300 Bausch & Lomb Place, Rochester, NY 14604

Bradley M Yusuf

Litigation, Dispute Resolution, Federal Appellate Practice, Collection, Commercial Real Estate

Status: In Good Standing

CONTACT

99 Garnsey Road, Pittsford, NY 14534

Bridget Elizabeth Marsh

Landlord-Tenant, Collection, Personal Injury

Status: In Good Standing Licensed: 9 Years

CONTACT

Rochester, NY 14625

C Thomas Wright

Dispute Resolution, Divorce & Family Law, Criminal, Collection

Status: In Good Standing Licensed: 54 Years

CONTACT

111 Whitewood Ln, Rochester, NY 14618

David L. Rasmussen

Real Estate, Traffic, Estate Planning, Estate, Collection

Status: In Good Standing

CONTACT

400 Meridian Centre Blvd, Rochester, NY 14618

David M. Kaplan

Commercial Banks, Collection, Class Action, Bankruptcy

Status: In Good Standing

CONTACT

46 Helmsford Way, Penfield, NY 14526

Herbert J. Lepage

Landlord-Tenant, Estate Planning, Family Law, Collection, Business

Status: In Good Standing Licensed: 61 Years

CONTACT

1 South Clinton Ave, Rochester, NY 14604

James Stuart Grossman

Tax, Commercial Real Estate, Health Care Other, Collection

Status: In Good Standing Licensed: 51 Years

CONTACT

100 Chestnut St, Rochester, NY 14604

800-923-0641

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LEGAL TERMS

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

FCRA

See Fair Credit Reporting Act.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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Bellona Collection Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Lee Matthew Van Houten

Agostino V. Coccia

Anthony Joseph Adiutori

Bradley M Yusuf

Bridget Elizabeth Marsh

C Thomas Wright

David L. Rasmussen

David M. Kaplan

Herbert J. Lepage

James Stuart Grossman

TIPS

LEGAL TERMS

ADMINISTRATIVE EXPENSES

PRESUMED ABUSE

NONEXEMPT PROPERTY

TRADE NAME

MEETING OF CREDITORS

LIQUIDATING PARTNER

DEFINED CONTRIBUTION PLAN

FCRA

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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