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Boston Bankruptcy & Debt Lawyer, Massachusetts


Karen M. Buckley Lawyer

Karen M. Buckley

VERIFIED
Divorce & Family Law, Real Estate, Bankruptcy & Debt, Landlord-Tenant, Litigation

Attorney Karen M. Buckley is passionate about using her professional strengths to help people resolve life's complicated issues. She assists her clien... (more)

Anthony  Frate Lawyer

Anthony Frate

VERIFIED
Bankruptcy

Attorney Anthony Frate is a lifelong resident of Massachusetts. He graduated from Boston's New England School of Law in 1994 and was admitted to the M... (more)

Daniel S. Gindes Lawyer

Daniel S. Gindes

VERIFIED
Bankruptcy & Debt, Criminal, Landlord-Tenant, Divorce & Family Law, Lawsuit & Dispute
The Experience You Need.

Dan graduated with high honors (Magna Cum Laude) from the Boston University School of Law in 1990. Before starting his own practice, Dan was a litigat... (more)

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800-790-1710

Matthew  Martin Lawyer

Matthew Martin

VERIFIED
Divorce & Family Law, Bankruptcy & Debt, Employment

It is an honor for me each time a client chooses me to represent them in their legal matter. I understand the trust they are putting in me. More often... (more)

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John Ross Mayer

Banking & Finance, Corporate, Personal Injury, Contract, Bankruptcy
Status:  In Good Standing           

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James H. Krumsiek

Banking & Finance, Bankruptcy, Commercial Real Estate, Foreclosure, Litigation
Status:  In Good Standing           

FREE CONSULTATION 

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Matthew E. Scafidi

Corporate, Business Organization, Collection, Commercial Leasing, Commercial Real Estate
Status:  In Good Standing           

FREE CONSULTATION 

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Richard N. Gottlieb

Bankruptcy, Collection, Credit & Debt, Litigation
Status:  In Good Standing           

Bruce D. Levin

Bankruptcy, Business Organization, Complex Litigation, Litigation, Reorganization
Status:  In Good Standing           

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Alex M. Rodolakis

Bankruptcy, Corporate, Business Organization, Collection, Lending
Status:  In Good Standing           

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LEGAL TERMS

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)
Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

FCBA

See Fair Credit Billing Act.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)
A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)
A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)
The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)
The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)
In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)
A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.