Cayuga County, NY Reorganization Lawyers

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Adam Huntsman Van Buskirk

Construction, Business, State Appellate Practice, Criminal

Status: In Good Standing

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3100 State Route 90, Aurora, NY 13026

Amanda M. Stankus

General Practice

Status: In Good Standing Licensed: 13 Years

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2 South St, Auburn, NY 13021

Andrew Kiernan Cuddy

Social Security, Estate, Americans with Disabilities Act , Personal Injury

Status: In Good Standing Licensed: 29 Years

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5693 South Street Rd, Auburn, NY 13021

Andrew Thomas Simkin

General Practice

Status: In Good Standing Licensed: 38 Years

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2 South St, Auburn, NY 13021

Andrew S. Fusco

Transportation & Shipping, Traffic, Real Estate

Status: In Good Standing Licensed: 46 Years

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52 South St, Auburn, NY 13021

Ann E. Bunker

Real Estate, Government, Divorce & Family Law

Status: In Good Standing Licensed: 40 Years

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30 Hamilton Ave, Auburn, NY 13021

Brian Nelson Bauersfeld

General Practice

Status: In Good Standing Licensed: 20 Years

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135 State St, Auburn, NY 13024

Chad Reynolds Hayden

General Practice

Status: In Good Standing Licensed: 51 Years

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6569 S.R. 90N, Cayuga, NY 13034

Charles H. Lynch

Commercial Real Estate, Real Estate, Estate Planning, Estate

Status: In Good Standing Licensed: 51 Years

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110 Genesee St, Auburn, NY 13021

Charles A. Marangola

Real Estate, Government, Estate, Accident & Injury

Status: In Good Standing Licensed: 45 Years

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Moravia, NY 13118

800-923-0641

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

FCRA

See Fair Credit Reporting Act.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

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Cayuga County, NY Reorganization Lawyers

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Adam Huntsman Van Buskirk

Amanda M. Stankus

Andrew Kiernan Cuddy

Andrew Thomas Simkin

Andrew S. Fusco

Ann E. Bunker

Brian Nelson Bauersfeld

Chad Reynolds Hayden

Charles H. Lynch

Charles A. Marangola

TIPS

LEGAL TERMS

IRS EXPENSES

GENERAL PARTNER

NONEXEMPT PROPERTY

UNSECURED DEBT

FCRA

CREDIT REPORT

DISCHARGE (OF DEBTS)

NUISANCE FEES

PREFERENCE

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