Chatham County, GA Bankruptcy & Debt Lawyers

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John E. Pytte
Rebuild Credit
John E. Pytte
617 Stevenson Ave Suite 102 Savannah, GA 31405 » view map
Chapter 13, Chapter 7, Foreclosure
Your Georgia Debt Relief Specialist

Bankruptcy has lost much of its once onerous meaning. The perception has changed largely because of the experience of thousands of people.

800-948-3470
1. John E. Pytte Savannah, GA
  Attorney At Law - GA, 1995
  University of Georgia School of Law
2. Rebuild Credit
  Most people choose to keep their personal property and just include the loan in their Chapter 13 plan.
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R. Brandon Galloway

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Accident & Injury, Wills & Probate, Bankruptcy, DUI-DWI, Divorce & Family Law

R. Brandon Galloway is a practicing lawyer in the state of Georgia where he currently works at Galloway & Galloway, P.C. He received his bachelors deg... (more)

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CONTACT

800-231-7620

842 Hwy 80 W, Pooler, GA 31322

Jay Paul Jacobs

Bankruptcy, Divorce & Family Law, Estate, Wills & Probate, Power of Attorney

Status: In Good Standing Licensed: 48 Years

CONTACT

419 A East Gaston Street, Savannah, GA 31401

Judson C. Hill

Bankruptcy & Debt

Status: In Good Standing

CONTACT

P.O. Box 8012, Savannah, GA 31412

Stephen F. Greenberg

Real Estate, Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 50 Years

CONTACT

Savannah, GA 31412

Andrew Harrison Dekle

Bankruptcy, Federal Trial Practice, Federal Appellate Practice

Status: In Good Standing

CONTACT

1 West Park Avenue, Savannah, GA 31401

Rebecca Lieucelle Sczepanski

International Tax, Employee Rights, Contract, Reorganization

Status: In Good Standing

CONTACT

200 East Saint Julian Street, Savannah, GA 31401

Margaret Ware Sigman Puccini

Landlord-Tenant, Construction, Trademark, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

One West Park Avenue, Savannah, GA 31402

Edgar Murray Smith

Education, Insurance, Bankruptcy, Car Accident

Status: In Good Standing

CONTACT

25 Bull Street, Savannah, GA 31401

C. James Mccallar

Dispute Resolution, Lawsuit & Dispute, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 53 Years

CONTACT

115 West Oglethorpe Avenue, Savannah, GA 31401

Kathleen Horne

Environmental Law Other, Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

CONTACT

105 N Marsh Road, Savannah, GA 31410

800-923-0641

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LEGAL TERMS

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

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Chatham County, GA Bankruptcy & Debt Lawyers

Sponsored Law Firm

John E. Pytte

SPONSORED LAWYERS

R. Brandon Galloway

Jay Paul Jacobs

Judson C. Hill

Stephen F. Greenberg

Andrew Harrison Dekle

Rebecca Lieucelle Sczepanski

Margaret Ware Sigman Puccini

Edgar Murray Smith

C. James Mccallar

Kathleen Horne

TIPS

LEGAL TERMS

NONDISCHARGEABLE DEBTS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

LOSS DAMAGE WAIVER (LDW)

401(K) PLAN

DOING BUSINESS AS (DBA)

ABUSE

BULK SALES LAW

INTEREST

CURRENT MONTHLY INCOME

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