Clay Center Reorganization Lawyer, Ohio

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Joseph W. Westmeyer

Criminal, Bankruptcy & Debt, Divorce & Family Law, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Aleta M. Bonini

Real Estate, Health Care Other, Banking & Finance, Reorganization
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Gregory S. Shumaker

Real Estate Other, Public Finance, Banking & Finance, Reorganization
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Timothy C. Mccarthy

Education, Public Finance, Employee Rights, Reorganization
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Vivian C. Folk

Health Care Other, Employment, Insurance, Reorganization
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Dennis P. Witherell

Health Care Other, Health Care, Business, Reorganization
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Carol Ann Sobczak

International Tax, Wills, Trusts, Reorganization
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  36 Years

Edward Lee Schimmel

Real Estate, Traffic, Estate, Criminal, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Patricia Ann Kovacs

Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  31 Years

Melissa Marie Purpura

Litigation, Federal Appellate Practice, Criminal, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  21 Years

Free Help: Use This Form or Call 800-943-8690

Member Representative

Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Messages from all messaging and voice technologies including Email, Text, Phone, Terms of Use, and Privacy Policy. Information provided is not privileged or confidential.

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LEGAL TERMS

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)
Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CREDIT FILE

See credit report.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)
A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)
In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)
Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

FCRA

See Fair Credit Reporting Act.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)
A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

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