Danville Credit & Debt Lawyer, Kentucky, page 2

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Constance G Grayson

Consumer Bankruptcy, Bankruptcy Litigation, Credit & Debt

Status: In Good Standing

CONTACT

125 S Main St, Nicholasville, KY 40356

Justin Manning

Real Estate, Trusts, Credit & Debt, Civil Rights

Status: In Good Standing

CONTACT

108 W Maple St, Nicholasville, KY 40356

Michael Allen Hamilton

General Practice

Status: In Good Standing Licensed: 22 Years

CONTACT

1067 N Main St, Nicholasville, KY 40356

Stephanie C Flanary

General Practice

Status: In Good Standing

CONTACT

370 Opossum Kingdom Rd, Berea, KY 40403

William Gerald Fowler

General Practice

Status: In Good Standing

CONTACT

Lebanon, KY 40033

Mark Alan Bubenzer

Criminal, Bankruptcy, Bankruptcy & Debt, Credit & Debt

Status: In Good Standing

CONTACT

3828 Aria Lane, Lexington, KY 40514

Bradford Alan Nilsson

General Practice

Status: In Good Standing

CONTACT

671 Longwood Rd, Lexington, KY 40503

Gregory Scott Schultz

Business, Corporate, Credit & Debt, Trademark

Status: In Good Standing

CONTACT

357 S Hill Rd, Versailles, KY 40383

Benjamin Thoma Shipp

General Practice

Status: In Good Standing

CONTACT

4805 Wesley Court, Lexington, KY 40515

Rodney Garrett Davis

Mass Torts, Child Custody, Divorce & Family Law, Credit & Debt, Accident & Injury

Status: In Good Standing

CONTACT

Richmond, KY 40476

800-923-0641

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LEGAL TERMS

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

COLLATERAL

Property that guarantees payment of a secured debt.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

SAMPLE LEGAL CASES

Rice v. Rice

... The single issue on discretionary review to this Court is whether the trial court abused its discretion in concluding that a credit card debt incurred solely by the husband and an adult son without the wife's knowledge and participation was marital property and ordering the wife to ...

Tall v. ALASKA AIRLINES/HORIZON AIR FEDERAL CREDIT UNION

... Tall, pro se, answered the Credit Union's complaint by essentially denying that he owed any debt to the Credit Union and claiming that he and the Credit Union's attorney had previously discussed a settlement whereby Tall would bring his account current. ...

Reed v. FRANKLIN CREDIT MANAGEMENT CORPORATION

... Reed appeals from an opinion and order of the Rockcastle Circuit Court granting summary judgment to Franklin Credit Management Corporation ... agreed the subject property was to be transferred to Sue Colwell in consideration of her assuming the debt totaling $69,000.00 on ...

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Danville Credit & Debt Lawyer, Kentucky, page 2

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Constance G Grayson

Justin Manning

Michael Allen Hamilton

Stephanie C Flanary

William Gerald Fowler

Mark Alan Bubenzer

Bradford Alan Nilsson

Gregory Scott Schultz

Benjamin Thoma Shipp

Rodney Garrett Davis

TIPS

LEGAL TERMS

CREDIT INSURANCE

S CORPORATION

WORKOUT

GENERAL PARTNER

CREDIT BUREAU

CREDIT COUNSELING

NONDISCHARGEABLE DEBTS

COLLATERAL

FORBEARANCE

SAMPLE LEGAL CASES

Rice v. Rice

Tall v. ALASKA AIRLINES/HORIZON AIR FEDERAL CREDIT UNION

Reed v. FRANKLIN CREDIT MANAGEMENT CORPORATION

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