East Setauket Collection Lawyer, New York

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Frank Nicholas Napoli

Litigation, Collection

Status: Licensed: 34 Years

CONTACT

357 Veterans Memorial Hwy, Commack, NY 11725

Gregory Michael Savran

Collection

Status: Licensed: 15 Years

CONTACT

108 Roxbury Dr, Commack, NY 11725

Andrew F. Brems

Misdemeanor, Contract, Collection, Slip & Fall Accident

Status:

CONTACT

330 Vanderbilt Motor Parkway, Hauppauge, NY 11788

Richard F. Goldhaber

Labor Law, Collection

Status: Licensed: 58 Years

CONTACT

1393 Veterans Memorial Hwy, Hauppauge, NY 11788

Robert Daniel Goldhaber

Real Estate, Dispute Resolution, Government, Collection

Status: Licensed: 33 Years

CONTACT

1393 Veterans Hwy, Hauppauge, NY 11788

Patricia A. Dempsey

Divorce & Family Law, Personal Injury, Collection, Foreclosure, Traffic

Status: Licensed: 33 Years

FREE CONSULTATION

CONTACT

150 Motor Parkway, Hauppauge, NY 11788

Krista Elaine Siederman

Collection

Status: Licensed: 9 Years

CONTACT

1176 Portion Rd, Holtsville, NY 11742

Paul John Klemm

Civil Rights, Business, Collection, Bankruptcy, Credit & Debt

Status: Licensed: 26 Years

CONTACT

1787 Veterans Highway, Islandia, NY 11749

Michael Keith Johnson

Collection, Bankruptcy

Status: Licensed: 13 Years

CONTACT

1787 Veterans Hwy, Islandia, NY 11749

Frank Rothman

Lawsuit & Dispute, Collection, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 14 Years

CONTACT

1787 Veterans Hwy, Islandia, NY 11749

800-814-6700

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800-943-8690

Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

FCRA

See Fair Credit Reporting Act.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

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East Setauket Collection Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Frank Nicholas Napoli

Gregory Michael Savran

Andrew F. Brems

Richard F. Goldhaber

Robert Daniel Goldhaber

Patricia A. Dempsey

Krista Elaine Siederman

Paul John Klemm

Michael Keith Johnson

Frank Rothman

TIPS

LEGAL TERMS

REAFFIRMATION

FCRA

AUTOMATIC STAY

NONDISCHARGEABLE DEBTS

CHAPTER 13 BANKRUPTCY

PREFERENCE

ABUSE

NUISANCE FEES

CURRENT MONTHLY INCOME

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