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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Christine Mun Kyung Bae

Litigation, Securities, Corporate, Bankruptcy

Status: Licensed: 30 Years

CONTACT

2160 N Central Rd, Fort Lee, NJ 07024

Christopher Salvatore Martone

Bankruptcy, Bankruptcy & Debt, Personal Injury, Car Accident, Accident & Injury

Status: Licensed: 18 Years

CONTACT

2500 Lemoine Ave, Fort Lee, NJ 07024

Christopher James Turano

Environmental Law Other, Employee Rights, Bankruptcy

Status: Licensed: 17 Years

CONTACT

25 Main Street, Hackensack, NJ 07601

Colin Quinn

Litigation, Environmental Law Other, Employee Rights, Bankruptcy

Status: Licensed: 31 Years

CONTACT

500 Frank Burr Boulevard, Teaneck, NJ 07666

Daniel Antonelli

Social Security, Environmental Law Other, Employee Rights, Bankruptcy

Status:

CONTACT

500 Frank W Burr Blvd, Teaneck, NJ 07666

Daniel C Stark

Litigation, Environmental Law Other, Employee Rights, Bankruptcy

Status: Licensed: 9 Years

CONTACT

25 Main St, Hackensack, NJ 07601

David Edelberg

Litigation, Wrongful Termination, Family Law, Bankruptcy

Status: Licensed: 41 Years

CONTACT

433 Hackensack Avenue, Hackensack, NJ 07601

David Paul Force

Bankruptcy, Personal Injury

Status: Licensed: 10 Years

CONTACT

120 Sylvan Ave, Englewood Cliffs, NJ 07632

David Edelberg

Landlord-Tenant, Child Custody, Identity Theft, Insurance, Bankruptcy

Status: Licensed: 41 Years

CONTACT

433 Hackensack Ave, Hackensack, NJ 07601

David L. Minchello

Litigation, Environmental Law Other, Employee Rights, Bankruptcy

Status:

CONTACT

500 Frank W Burr Blvd, Teaneck, NJ 07666

800-923-0641

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800-943-8690

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

COLLATERAL

Property that guarantees payment of a secured debt.

CREDIT FILE

See credit report.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

SAMPLE LEGAL CASES

Spring Creek Holding Company, Inc. v. Shinnihon USA Co., Ltd.

... PNY failed to make some of the tax payments. In 1994, PNY filed for bankruptcy. In 1998, through the bankruptcy proceedings, Seasons Investment Corporation (SIC) purchased for $9.1 million the hotel and PNY's right to reacquire from Shinnihon the Remainder Property. ...

EMC Mortg. Corp. v. Chaudhri

... Unicor then sought protection under the Bankruptcy Code. Plaintiff EMC Mortgage Corporation (EMC) purchased the Chaudhris' mortgage at a bankruptcy sale. EMC received an assignment of the mortgage and proceeded on Unicor's behalf to prosecute the foreclosure action. ...

US EX REL. USDA v. Scurry

... On April 1, 2004, after the final judgment of foreclosure was entered but before title, possession and ejectment were sought, defendant sought protection from her creditors pursuant to Chapter XIII of the United States Bankruptcy Code, [1] 11 USC Â§Â§ 1301-1330, a step that ...

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Englewood Bankruptcy Lawyer, New Jersey, page 2

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Christine Mun Kyung Bae

Christopher Salvatore Martone

Christopher James Turano

Colin Quinn

Daniel Antonelli

Daniel C Stark

David Edelberg

David Paul Force

David Edelberg

David L. Minchello

TIPS

LEGAL TERMS

CREDIT BUREAU

WORKOUT

SOLE PROPRIETORSHIP

COLLATERAL

CREDIT FILE

DISCHARGEABLE DEBTS

GRACE PERIOD

FAIR CREDIT REPORTING ACT (FCRA)

ADMINISTRATIVE EXPENSES

SAMPLE LEGAL CASES

Spring Creek Holding Company, Inc. v. Shinnihon USA Co., Ltd.

EMC Mortg. Corp. v. Chaudhri

US EX REL. USDA v. Scurry

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