Essex County, MA Workout Lawyers


Scott F. Bocchio Lawyer

Scott F. Bocchio

VERIFIED
Accident & Injury, Landlord-Tenant, Criminal, Social Security, Divorce & Family Law

Scott F. Bocchio, Attorney at Law operates a full-service law firm that delivers high-quality legal representation to individuals and businesses. Whil... (more)

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855-254-7841

Donald J. MacDonald Lawyer

Donald J. MacDonald

VERIFIED
Real Estate, Estate, Bankruptcy & Debt, Accident & Injury, Business
Call Today: 781-205-4735

Attorney MacDonald’s practice includes all aspects of intellectual property law, including patent and trademark prosecution, copyright law, licensin... (more)

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800-974-1170

John T. Wyrocki Lawyer

John T. Wyrocki

VERIFIED
Divorce & Family Law, Family Law, Child Support, Child Custody, Adoption
Reduced Fees Provided For Clients

Attorney Wyrocki’s practice focuses on all aspects of Family Law, including: divorce, legal separation, child custody dispute, child support, alimon... (more)

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CONTACT

978-777-1447

Jay Patrick Johnson Lawyer

Jay Patrick Johnson

VERIFIED
Bankruptcy & Debt, Collection, Lawsuit & Dispute, Personal Injury

Attorney Jay P. Johnson graduated in 1987 from Boston College with a Bachelor of Arts in Economics. He received his Juris Doctorate from Suffolk Unive... (more)

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CONTACT

800-497-8501

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Murat  Erkan Lawyer

Murat Erkan

VERIFIED
Criminal, Felony, DUI-DWI, Juvenile Law, Motor Vehicle
Former prosecutor with over 20 years of experience delivering uncompromising results

Choosing the right attorney to fight for you is the most crucial decision you may make in your life. I have 22 years of criminal law experience, begi... (more)

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978-474-0054

Daniel John Murphy Lawyer

Daniel John Murphy

VERIFIED
Accident & Injury, Employment, Civil & Human Rights, Personal Injury, Car Accident

The Murphy Law Group is a North Andover law firm that has been repeatedly recognized as a leading Boston and New England law firm. Martindale Hubbell ... (more)

Adam P. Beck Lawyer

Adam P. Beck

VERIFIED
Accident & Injury, Medical Malpractice, Personal Injury, Wrongful Death, Slip & Fall Accident

Dr. Beck is a nationally known eye specialist in the field of Ophthalmology. He graduated from medical school from Loyola University Stritch School o... (more)

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CONTACT

800-383-8491

Robert M. Strasnick Lawyer

Robert M. Strasnick

VERIFIED
Criminal, Divorce & Family Law, Real Estate, Accident & Injury

After graduating from the University of Massachusetts, Rob attended the New England School of Law. He graduated Magna Cum Laude in 1997 and commenced ... (more)

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CONTACT

800-957-4160

Marcus Lloyd Scott Lawyer

Marcus Lloyd Scott

VERIFIED
Divorce & Family Law, Criminal, Immigration, Real Estate, Estate

Marcus Scott was born and raised in the San Francisco Bay Area of Northern California. Marcus earned his Bachelors of General Studies, in English, fol... (more)

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CONTACT

800-745-3721

Thomas C. LaPorte Lawyer

Thomas C. LaPorte

VERIFIED
Estate, Employment, Bankruptcy & Debt

Our attorneys are licensed in Massachusetts and New Hampshire. We offer legal assistance with a high degree of knowledge. Years of experience and our... (more)

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CONTACT

978-685-5686

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LEGAL TERMS

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)
A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)
The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)
A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)
A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)
A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)
A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)
The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)
A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)
A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.