Frakes Bankruptcy & Debt Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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D. Bruce Orwin

Construction, Wills, Corporate, Bankruptcy

Status: In Good Standing

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116 North Main Street, Somerset, KY 42502

Marcus Lee Vanover

Adoption, Bankruptcy, Corporate, Business Organization

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FREE CONSULTATION

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48 Public Square, Somerset, KY 42501

Thomas Paul Miceli

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Status: In Good Standing Licensed: 9 Years

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114 Court Square, Barbourville, KY 40906

Kirsten Renae Clancy

General Practice

Status: In Good Standing Licensed: 8 Years

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700 Pitzer Street, Barbourville, KY 40906

Lois Renfro Morris

Public Interest Law, Bankruptcy

Status: In Good Standing

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Barbourville, KY 40906

Lois Renfro-Morris

Public Interest Law, Bankruptcy

Status: In Good Standing

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Barbourville, KY 40906

Guy Earl Millward

Accident & Injury, Bankruptcy & Debt, Criminal

Status: In Good Standing

FREE CONSULTATION

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Millward and Castle, Barbourville, KY 40906

Richard Graham Kenniston

Public Interest Law, Bankruptcy

Status: In Good Standing

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1004 Maple Lane, Corbin, KY 40701

Jeremy Wayne Bryant

Estate, Criminal, Divorce & Family Law, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 16 Years

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1305 South Main Street, Corbin, KY 40702

Michael S Reeves

Real Estate, Family Law, Elder Law, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Corbin, KY 40701

800-923-0641

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LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CCCS

See Consumer Credit Counseling Service.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

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Frakes Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

D. Bruce Orwin

Marcus Lee Vanover

Thomas Paul Miceli

Kirsten Renae Clancy

Lois Renfro Morris

Lois Renfro-Morris

Guy Earl Millward

Richard Graham Kenniston

Jeremy Wayne Bryant

Michael S Reeves

TIPS

LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

CREDITOR

CCCS

ACCORD AND SATISFACTION

NO-FAULT INSURANCE

CREDIT COUNSELING

PRIORITY DEBT

DISCHARGEABLE DEBTS

REPOSSESSION

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