Geauga County, OH Bankruptcy & Debt Lawyers

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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
Competent Legal Representation

Let R. Lasko Co. LPA, LLC handle all your legal needs today!

216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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C. Lynne Day

Litigation, Family Law, Collection, Personal Injury

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FREE CONSULTATION

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401 South Street, Chardon, OH 44024

Carolyn Joyce Paschke

Bankruptcy, Family Law, Federal Appellate Practice, Estate

Status: Licensed: 29 Years

CONTACT

100 Short Court St, Chardon, OH 44024

Dale Howard Markowitz

Real Estate, Government, Banking & Finance, Commercial Bankruptcy

Status:

CONTACT

100 7Th Ave, Chardon, OH 44024

Dennis J. Kaselak

Estate Planning, Corporate, Credit & Debt, Bankruptcy, Construction

Status:

CONTACT

401 South St, Chardon, OH 44024

James Anthony Georgian

Federal Appellate Practice, Corporate, Commercial Bankruptcy, Products Liability

Status:

CONTACT

17929 Cinnamon Trail, Chagrin Falls, OH 44023

Jonathan Paul Blakely

Corporate, Litigation, Bankruptcy, Real Estate, Child Custody

Status: Licensed: 35 Years

CONTACT

Middlefield, OH 44062

Martha Rose Spaner

Real Estate, Environmental Law, Credit & Debt, Bankruptcy, Environmental Law Other

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CONTACT

8330 Kinsman Rd, Chagrin Falls, OH 44072

Michael Anthony Lamanna

Real Estate, Estate, Environmental Law Other, Corporate, Commercial Bankruptcy

Status: Licensed: 50 Years

CONTACT

17119 Northbrook Trl, Chagrin Falls, OH 44023

Robert Edward Zulandt

Elder Law, Corporate, Bankruptcy, Medical Malpractice, Collection

Status: Licensed: 52 Years

CONTACT

100 Center St, Chardon, OH 44024

Robert Scott Ohly

Real Estate, Estate, Corporate, Collection

Status: Licensed: 39 Years

CONTACT

15985 E High St, Middlefield, OH 44062

800-923-0641

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

FDCPA

See Fair Debt Collections & Practices Act.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

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Geauga County, OH Bankruptcy & Debt Lawyers

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

C. Lynne Day

Carolyn Joyce Paschke

Dale Howard Markowitz

Dennis J. Kaselak

James Anthony Georgian

Jonathan Paul Blakely

Martha Rose Spaner

Michael Anthony Lamanna

Robert Edward Zulandt

Robert Scott Ohly

TIPS

LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

FDCPA

GARNISHMENT

GRACE PERIOD

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

CREDITOR

CHAPTER 13 BANKRUPTCY

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

SUBROGATION

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