Gold Bar Credit & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Thomas F McGrath

Credit & Debt

Status:

FREE CONSULTATION

CONTACT

13555 Bel Red Road, Bellevue, WA 98005

Joyce Heritage

Motor Vehicle, DUI-DWI, Criminal, Credit & Debt

Status:

FREE CONSULTATION

CONTACT

Cle ELum, WA 98922

Scott Erik Stafne

Real Estate, Credit & Debt, Foreclosure

Status: Licensed: 51 Years

CONTACT

239 N Olympic Ave, Arlington, WA 98223

Jonathan H. Zimmerman

International Other, Intellectual Property, Science, Technology & Internet, Credit & Debt

Status: Licensed: 73 Years

CONTACT

33440 1St Way S, Auburn, WA 98003

Christopher A Benson

Estate Planning, Civil Rights, Contract, Credit & Debt, Medical Products & Devices

Status: Licensed: 33 Years

CONTACT

1814 S 324Th Pl, Auburn, WA 98003

Maryanne Spence

Commercial Bankruptcy, Commercial Real Estate, Commercial Real Estate, Corporate, Credit & Debt

Status: Licensed: 57 Years

CONTACT

1900 Sw Campus Dr, Auburn, WA 98023

Aaron Vanderpol

Workers' Compensation, Collection, Personal Injury, Credit & Debt

Status: Licensed: 8 Years

CONTACT

Auburn, WA 98071

Logan C Benson

Bankruptcy, Estate Planning, Commercial Real Estate, Credit & Debt

Status: Licensed: 2 Years

CONTACT

1814 S 324Th Pl, Auburn, WA 98003

William Suttell

Credit & Debt, Bankruptcy & Debt, Bankruptcy, Collection

Status: Licensed: 43 Years

CONTACT

1450 114th Ave SE, Bellevue, WA 98004

Kenneth Randall Lester

Workers' Compensation, Banking & Finance, Credit & Debt, Personal Injury

Status: Licensed: 29 Years

CONTACT

Bellevue, WA 98004

800-923-0641

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800-943-8690

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

FCBA

See Fair Credit Billing Act.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

SAMPLE LEGAL CASES

Discover Bank v. Bridges

... HOUGHTON, J. Â¶ 1 John and Julie Bridges appeal the trial court's grant of summary judgment on their credit card debt to Discover Bank. ... We reverse and remand. FACTS. Â¶ 2 Discover Bank filed a complaint against the Bridges, seeking payment of a credit card debt. ...

Brown v. Household Realty Corp.

... This debt consolidation reduced the Browns' total monthly payments for home loans and consumer credit accounts. ... 6 The same day, the Browns obtained from Household a second position line of credit to consolidate additional unsecured debt. ...

BOEING EMPLOYEES'CREDIT UNION v. Burns

... [2]. Â¶ 2 Here, Boeing Employees' Credit Union (BECU) is the holder of a subordinate deed of trust for ... [4] Accordingly, BECU is entitled to the surplus sales funds that are sufficient to satisfy the Burnses' unpaid debt to BECU. [5] We reverse and remand for further proceedings. ...

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Gold Bar Credit & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Thomas F McGrath

Joyce Heritage

Scott Erik Stafne

Jonathan H. Zimmerman

Christopher A Benson

Maryanne Spence

Aaron Vanderpol

Logan C Benson

William Suttell

Kenneth Randall Lester

TIPS

LEGAL TERMS

CCCS

SECRET WARRANTY PROGRAM

FCBA

LIQUIDATING PARTNER

TRUTH IN LENDING ACT (TILA)

AUTOMATIC STAY

ADMINISTRATIVE EXPENSES

DEBT COLLECTOR

INTEREST

SAMPLE LEGAL CASES

Discover Bank v. Bridges

Brown v. Household Realty Corp.

BOEING EMPLOYEES'CREDIT UNION v. Burns

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