Gold Bar Credit & Debt Lawyer, Washington, page 5

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Elizabeth M. Quick

Bankruptcy, Consumer Protection, Credit & Debt, Estate Planning

Status:

FREE CONSULTATION

CONTACT

247 10th Ave, Kirkland, WA 98033

Emily Ruth Hansen

Guardianships & Conservatorships, Civil Rights, Insurance, Credit & Debt

Status: Licensed: 46 Years

CONTACT

8410 Se 71St St, Mercer Island, WA 98040

Eric Duro Acuario

General Practice

Status: Licensed: 10 Years

CONTACT

704 S 3Rd St, Renton, WA 98057

Erin Patterson

Family Law, Contract, Credit & Debt, Collection

Status: Licensed: 16 Years

CONTACT

Bellevue, WA 98009

Ernesto Jack Piza

Landlord-Tenant, International Tax, Corporate, Credit & Debt

Status: Licensed: 24 Years

CONTACT

12835 Ne Bel Red Rd, Bellevue, WA 98005

Ford Douglas Ruud

Insurance, Agriculture, Insurance, Credit & Debt, Construction

Status: Licensed: 59 Years

CONTACT

8460 N Mercer Way, Mercer Island, WA 98040

Francis G Huguenin

Foreclosure, Collection, Estate Planning, Credit & Debt

Status: Licensed: 11 Years

CONTACT

3113 Rockefeller Ave, Everett, WA 98201

Gloria Zmuda Nagler

Collection, Business & Trade, Credit & Debt, Bankruptcy

Status: Licensed: 42 Years

CONTACT

18418 51St Pl Ne, Seattle, WA 98155

Gregory L. Davies

Family Law, Civil Rights, Credit & Debt, Personal Injury

Status:

CONTACT

3721 Colby Ave, Everett, WA 98201

Gretchen Galstad

Credit & Debt, Landlord-Tenant, Dispute Resolution, Family Law

Status: Licensed: 22 Years

CONTACT

12015 Marine Dr, Marysville, WA 98271

800-923-0641

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

SAMPLE LEGAL CASES

Discover Bank v. Bridges

... HOUGHTON, J. Â¶ 1 John and Julie Bridges appeal the trial court's grant of summary judgment on their credit card debt to Discover Bank. ... We reverse and remand. FACTS. Â¶ 2 Discover Bank filed a complaint against the Bridges, seeking payment of a credit card debt. ...

Brown v. Household Realty Corp.

... This debt consolidation reduced the Browns' total monthly payments for home loans and consumer credit accounts. ... 6 The same day, the Browns obtained from Household a second position line of credit to consolidate additional unsecured debt. ...

BOEING EMPLOYEES'CREDIT UNION v. Burns

... [2]. Â¶ 2 Here, Boeing Employees' Credit Union (BECU) is the holder of a subordinate deed of trust for ... [4] Accordingly, BECU is entitled to the surplus sales funds that are sufficient to satisfy the Burnses' unpaid debt to BECU. [5] We reverse and remand for further proceedings. ...

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Gold Bar Credit & Debt Lawyer, Washington, page 5

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Elizabeth M. Quick

Emily Ruth Hansen

Eric Duro Acuario

Erin Patterson

Ernesto Jack Piza

Ford Douglas Ruud

Francis G Huguenin

Gloria Zmuda Nagler

Gregory L. Davies

Gretchen Galstad

TIPS

LEGAL TERMS

CCCS

DISPOSABLE INCOME

401(K) PLAN

FAIR CREDIT BILLING ACT (FCBA)

UNDUE HARDSHIP

SUBROGATION

BANKRUPTCY TRUSTEE

TRADE DRESS

CREDIT BUREAU

SAMPLE LEGAL CASES

Discover Bank v. Bridges

Brown v. Household Realty Corp.

BOEING EMPLOYEES'CREDIT UNION v. Burns

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