Greene County, NY Bankruptcy & Debt Lawyers

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Robert J. White

Wills & Probate, Criminal, Personal Injury, Accident & Injury
Status:  Retired *Status is reviewed annually. For latest information visit here           

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Heidi Thais Cochrane

Divorce & Family Law, Lawsuit & Dispute, Real Estate, Divorce
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Lisa Marie Fisher

General Practice
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  31 Years

Denise Frenia Esslie

Estate Planning
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  26 Years

James M. Wagman

Traffic, Estate Planning, Divorce & Family Law, Criminal, Motor Vehicle
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  41 Years

Zachary Peter Halperin

Criminal, Traffic, Real Estate, Motor Vehicle
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  9 Years

Baldwin Maull

General Practice
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  68 Years

Kevin Edward Maldonado

Residential Real Estate, Litigation, Personal Injury, Mass Torts
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  34 Years

Guy William Chirico

General Practice
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  38 Years

Daniel Kevin Lalor

General Practice
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  56 Years

Free Help: Use This Form or Call 800-814-6700

Member Representative

Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)
The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)
An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)
A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

FCRA

See Fair Credit Reporting Act.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)
In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)
The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)
The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)
The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

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