Greenville Bankruptcy & Debt Lawyer, Rhode Island, page 3

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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2. Email
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Jacqueline Grasso

Bankruptcy & Debt, Divorce & Family Law, Accident & Injury, Workers' Compensation

Status: In Good Standing Licensed: 31 Years

FREE CONSULTATION

CONTACT

197 Taunton Avenue, East Providence, RI 02914

Roger C. Ross

Corporate, Banking & Finance, Collection

Status: In Good Standing

CONTACT

150 Main Street, Pawtucket, RI 02860

Robert Karns

Social Security -- Disability, Elder Law, Bankruptcy, Medical Malpractice

Status: In Good Standing

CONTACT

101 Dyer Street, Providence, RI 02903

Peter P. D'Amico

Real Estate, Immigration, Bankruptcy, Accident & Injury

Status: In Good Standing

CONTACT

194 Waterman St, Providence, RI 02906

John D. Freel

Bankruptcy, Civil Rights, Premises Liability, Products Liability

Status: In Good Standing Licensed: 16 Years

CONTACT

10 Dorrance Street, Providence, RI 02903

Joanne C. D'Ambra

Accident & Injury, Bankruptcy & Debt, Divorce & Family Law, Estate

Status: In Good Standing

CONTACT

897 Reservoir Avenue, Cranston, RI 02910

Gail Balser

Real Estate, Bankruptcy & Debt, Personal Injury, Accident & Injury

Status: In Good Standing

CONTACT

255 Hope Street, Providence, RI 02906

James L. O'Neill

General Practice

Status: In Good Standing

CONTACT

118 Gano Street, Providence, RI 02903

Karen C. Jessey

Employee Rights, Business & Trade, Business, Consumer Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

110 Royal Little Dr, Providence, RI 02904

Kim Woongtae

Bankruptcy, Divorce & Family Law, Employment, Estate

Status: In Good Standing

CONTACT

1220 Pontiac Avenue, Cranston, RI 02920

800-923-0641

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800-943-8690

Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

FCRA

See Fair Credit Reporting Act.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

Greenville Bankruptcy & Debt Lawyer, Rhode Island, page 3

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Jacqueline Grasso

Roger C. Ross

Robert Karns

Peter P. D'Amico

John D. Freel

Joanne C. D'Ambra

Gail Balser

James L. O'Neill

Karen C. Jessey

Kim Woongtae

TIPS

LEGAL TERMS

CHAPTER 13 PLAN

CREDITOR

COLLECTION AGENCY

NUISANCE FEES

FORBEARANCE

UNDUE HARDSHIP

DISCHARGEABLE DEBTS

FCRA

DEBT COLLECTOR

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