Hampshire Bankruptcy & Debt Lawyer, Tennessee

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Susan Lafferty
About | Practice Areas
Lafferty Law Firm, P.C.
1321 Murfreesboro Pike Suite 521 Nashville, TN 37217» view map
Bankruptcy & Debt
Over 30 Years Of Experience

Susan S. Lafferty is a CPA and Attorney who enjoys helping people with financial problems. She is located in Nashville, TN where she has lived for over 30 years.

800-936-9071
1. Susan Lafferty Nashville, TN
  Attorney at Law - TN, 2007
  Nashville School of Law J.D. 2006
2. AboutLafferty Law Firm, P.C.
  Over 30 Years Of Experience
3. Practice AreasExpertise
  Bankruptcy & Debt
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Aric Dee Hinson

Real Estate, Estate, Credit & Debt, Estate Planning

Status: Licensed: 18 Years

CONTACT

2115 Highway 100, Centerville, TN 37033

Aurora Dawn Harris

Litigation, Elder Law, Contract, Credit & Debt

Status:

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Lynnville, TN 38472

Bob Robert Grefseng

Juvenile Law, Bankruptcy, Banking & Finance, Business & Trade

Status: Licensed: 43 Years

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Columbia, TN 38402

Brian Hay

Credit & Debt, Trusts, Commercial Real Estate, Elder Law

Status: Licensed: 31 Years

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104 W. 6th Street, Columbia, TN 38401

Bryan Clark Penland

Criminal, Personal Injury, Bankruptcy

Status: Licensed: 19 Years

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13 Public Square, Columbia, TN 38401

Christopher Norwood King

Real Estate Other, Real Estate, Adoption, Bankruptcy

Status: Licensed: 12 Years

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Centerville, TN 37033

Christopher Vance Sockwell

Child Custody, Criminal, Bankruptcy, Personal Injury, Government

Status: Licensed: 32 Years

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20 Public Square, Columbia, TN 38401

Daniel Craig Masten

Litigation, Criminal, Wills & Probate, Family Law, Bankruptcy & Debt

Status: Licensed: 43 Years

CONTACT

300 South College Street, Mount Pleasant, TN 38474

David C. Kramer

Federal, Insurance, Bankruptcy, Personal Injury, Juvenile Law

Status:

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1121 Trotwood Ave, Columbia, TN 38401

Dawn D. Moore

Litigation, Estate Planning, Employment Discrimination, Bankruptcy, Elder Law

Status: Licensed: 37 Years

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816 S Garden St, Columbia, TN 38401

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

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Hampshire Bankruptcy & Debt Lawyer, Tennessee

Sponsored Law Firm

Lafferty Law Firm, P.C.

SPONSORED LAWYERS

Aric Dee Hinson

Aurora Dawn Harris

Bob Robert Grefseng

Brian Hay

Bryan Clark Penland

Christopher Norwood King

Christopher Vance Sockwell

Daniel Craig Masten

David C. Kramer

Dawn D. Moore

TIPS

LEGAL TERMS

PRESUMED ABUSE

LIEN

GUARANTEED RESERVATION

DOING BUSINESS AS (DBA)

SUBROGATION

FRAUDULENT TRANSFER

MEANS TEST

COLLECTION AGENCY

ABUSE

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