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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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David Ian Pankin

Workout, Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy

Status:

CONTACT

48 Willoughby St, MetroTech, Brooklyn, NY 11201

Alex Markhasin

Construction, Contract, Workout, Personal Injury

Status: Licensed: 11 Years

CONTACT

1247 Avenue, Brooklyn, NY 11235

Michelle Kathleen Mcmahon

Workout, Reorganization, Bankruptcy & Debt

Status: Licensed: 24 Years

CONTACT

44 Wall St, New York, NY 10005

Richard Hunter Engman

Reorganization, Credit & Debt, Workout

Status: Licensed: 28 Years

CONTACT

222 E 41st St, New York, NY 10017

Eric Sleeper

Litigation, Corporate, Workout, Reorganization, Commercial Bankruptcy

Status:

CONTACT

1095 Avenue of the Americas, 38th Fl., New York, NY 10001

Scott L. Hazan

Litigation, Trusts, Workout, Credit & Debt

Status:

CONTACT

780 3Rd Ave, New York, NY 10017

Michael E. Wiles

Litigation, Workout

Status: Licensed: 46 Years

CONTACT

919 3Rd Ave, New York, NY 10022

Rosalie Walker Walker Gray

Business Organization, Workout

Status: Licensed: 39 Years

CONTACT

885 3Rd Ave, New York, NY 10022

Michael J. Rishty

Real Estate, Joint Ventures, Merger & Acquisition, Workout

Status: Licensed: 23 Years

CONTACT

200 Park Ave, New York, NY 10166

Ronald Joseph Silverman

Litigation, International, Workout, Commercial Bankruptcy, Car Accident

Status: Licensed: 33 Years

CONTACT

390 Madison Ave, New York, NY 10017

800-923-0641

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LEGAL TERMS

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CCCS

See Consumer Credit Counseling Service.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

Howard Beach Workout Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

David Ian Pankin

Alex Markhasin

Michelle Kathleen Mcmahon

Richard Hunter Engman

Eric Sleeper

Scott L. Hazan

Michael E. Wiles

Rosalie Walker Walker Gray

Michael J. Rishty

Ronald Joseph Silverman

TIPS

LEGAL TERMS

SECRET WARRANTY PROGRAM

LOSS DAMAGE WAIVER (LDW)

CCCS

INTEREST

MEANS TEST

REAFFIRMATION

ACCORD AND SATISFACTION

IRS EXPENSES

CREDIT FILE

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