Kent Collection Lawyer, New York, page 2

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Herbert J. Lepage

Landlord-Tenant, Estate Planning, Family Law, Collection, Business
Status:  In Good Standing           Licensed:  61 Years

Anthony Joseph Adiutori

Real Estate, Banking & Finance, Credit & Debt, Collection
Status:  In Good Standing           

Julie Noel Nagorski

Corporate, Construction, Collection, Landlord-Tenant
Status:  In Good Standing           Licensed:  16 Years

Scott Anthony Bylewski

Divorce, DUI-DWI, Collection, Products Liability
Status:  In Good Standing           Licensed:  26 Years

David L. Rasmussen

Real Estate, Traffic, Estate Planning, Estate, Collection
Status:  In Good Standing           

Steven Phillip Grodensky

Real Estate, Traffic, Lawsuit & Dispute, Estate, Collection
Status:  In Good Standing           Licensed:  24 Years

Michael Christopher Pretsch

DUI-DWI, Collection, Personal Injury
Status:  In Good Standing           Licensed:  10 Years

C Thomas Wright

Dispute Resolution, Divorce & Family Law, Criminal, Collection
Status:  In Good Standing           Licensed:  54 Years

Bradley M Yusuf

Litigation, Dispute Resolution, Federal Appellate Practice, Collection, Commercial Real Estate
Status:  In Good Standing           

Vincent Gregory Lo Tempio

Intellectual Property, DUI-DWI, Collection, Products Liability
Status:  In Good Standing           

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)
The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)
The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CCCS

See Consumer Credit Counseling Service.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)
A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)
A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CREDIT FILE

See credit report.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)
A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

FCBA

See Fair Credit Billing Act.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)
A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

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