Lake County, IL Collection Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Christopher B. Morozin

Bankruptcy, Collection, Contract, Criminal

Status:

FREE CONSULTATION

CONTACT

74 East Grand Avenue, Fox Lake, IL 60020

Jed Howard Stone

DUI-DWI, Criminal, Civil Rights, Banking & Finance, Collection

Status:

CONTACT

415 Washington Street, Waukegan, IL 60085

Gary Mages

Collection, Transactions, Commercial Real Estate, Commercial Real Estate, Civil Rights

Status: Licensed: 34 Years

CONTACT

1110 W Lake Cook Rd, Buffalo Grove, IL 60089

Jennifer J. Gedville

Litigation, Estate Planning, Business, Collection

Status: Licensed: 25 Years

CONTACT

1849 Green Bay Rd, Highland Park, IL 60035

David Hazan

Litigation, Transactions, Collection, Bankruptcy

Status:

CONTACT

111 North County Street, Waukegan, IL 60085

Marc Price

Collection, Transactions, Banking & Finance, Banking & Finance, Civil Rights

Status: Licensed: 34 Years

CONTACT

1110 Lake Cook Dr, Buffalo Grove, IL 60089

Michelle Lynn Golden

Real Estate, Business, Collection, Bankruptcy & Debt

Status: Licensed: 23 Years

CONTACT

1110 W Lake Cook Rd, Buffalo Grove, IL 60089

Rosemary S. Berquist

Collection

Status: Licensed: 33 Years

CONTACT

117 South Cook Street, Barrington, IL 60010

Marlon Troy Suskin

Estate Planning, Divorce & Family Law, Elder Law, Collection

Status: Licensed: 29 Years

CONTACT

1590 S. Milwaukee Avenue, Libertyville, IL 60048

Bryant Gomez

Litigation, Collection

Status: Licensed: 20 Years

CONTACT

750 W. Lake Cook Road, Buffalo Grove, IL 60089

800-923-0641

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

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Lake County, IL Collection Lawyers

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Christopher B. Morozin

Jed Howard Stone

Gary Mages

Jennifer J. Gedville

David Hazan

Marc Price

Michelle Lynn Golden

Rosemary S. Berquist

Marlon Troy Suskin

Bryant Gomez

TIPS

LEGAL TERMS

COSIGNER

S CORPORATION

SOLE PROPRIETORSHIP

DEBT COLLECTOR

FAIR CREDIT BILLING ACT (FCBA)

401(K) PLAN

SETOFF

DISPOSABLE INCOME

C CORPORATION

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