Lewis County, NY Reorganization Lawyers

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Not enough matches for Lewis Reorganization lawyer.
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Edgar S. K. Merrell

Commercial Real Estate, Real Estate, Estate Planning, Business & Trade

Status: Licensed: 46 Years

CONTACT

Lowville, NY 13367

Adam Roy Matteson

Child Support, Custody & Visitation, Adoption, Divorce & Family Law

Status: Licensed: 25 Years

CONTACT

7636 N State St, Lowville, NY 13367

Jonathan W. Miller

General Practice

Status: Licensed: 44 Years

CONTACT

Lowville, NY 13367

Ian William Gilbert

Child Custody

Status: Licensed: 9 Years

CONTACT

Croghan, NY 13327

Joan E. Mcnichol

Real Estate, Government, Divorce & Family Law

Status: Licensed: 45 Years

CONTACT

7660 N State St, Lowville, NY 13367

Mary M. Iocovozzi

Real Estate, Divorce & Family Law, Civil & Human Rights

Status: Licensed: 42 Years

CONTACT

7660 N State St, Lowville, NY 13367

Candace Lyn Carpenter

General Practice

Status: Licensed: 12 Years

CONTACT

7571 S State St, Lowville, NY 13367

Lydia Lea Young

Divorce, Personal Injury, Criminal, Commercial Real Estate, Mass Torts

Status: Licensed: 14 Years

CONTACT

7659 N State St, Lowville, NY 13367

Keith Alexander Lyndaker

General Practice

Status: Licensed: 40 Years

CONTACT

7659 N State St, Lowville, NY 13367

Kevin M. Mcardle

Real Estate Other, Estate

Status: Licensed: 42 Years

CONTACT

7571 S State St, Lowville, NY 13367

800-923-0641

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

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Lewis County, NY Reorganization Lawyers

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Edgar S. K. Merrell

Adam Roy Matteson

Jonathan W. Miller

Ian William Gilbert

Joan E. Mcnichol

Mary M. Iocovozzi

Candace Lyn Carpenter

Lydia Lea Young

Keith Alexander Lyndaker

Kevin M. Mcardle

TIPS

LEGAL TERMS

IRS EXPENSES

NUISANCE FEES

FAIR CREDIT BILLING ACT (FCBA)

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

TRUTH IN LENDING ACT (TILA)

CREDIT INSURANCE

REAFFIRMATION

PRIORITY DEBT

TRADE NAME

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