Clearwater Collection Lawyer, Florida

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Robert Geller
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Law Offices of Robert M. Geller, P.A.
807 West Azeele Street Tampa, FL 33606 » view map
Bankruptcy Law Attorneys - Hillsborough County
Bridging You A Brighter Future

It is our firm's philosophy and goal to give each client the individual attention he or she needs in difficult times. Call for a free initial consultation.

800-811-8031
1. Robert Geller Tampa, FL
  Attorney At Law - Florida, 1986
  Levin College of Law, J.D. - 1985
2. Bankruptcy Law Firm
  We have helped thousands of clients make a fresh financial start.
3. Contact UsEmail or Call 24/7
  Call for initial free consultation, 800-811-8031.
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Frank H Kerney

✓ VERIFIED

Credit & Debt, Collection, Accident & Injury, Bankruptcy & Debt

Frank Kerney III is a managing partner of The Consumer Lawyers. Frank grew up in central New Jersey before moving to Florida to attend the University ... (more)

CONTACT

813-951-8278

3210 W Cypress St, Tampa, FL 33607

James W. Elliott

✓ VERIFIED

Bankruptcy & Debt, Foreclosure, Collection, Credit & Debt, Reorganization

James Elliott is a native of Tampa, Florida. After graduating from Tampa Jesuit High School, he attended the University of Florida where he received a... (more)

FREE CONSULTATION

CONTACT

813-223-0000

500 East Kennedy Boulevard, Tampa, FL 33602

Ernie E. Trichler

Construction, Bad Faith Insurance, Administrative Law, Collection

Status: In Good Standing Licensed: 25 Years

CONTACT

6528 Gunn Hwy, Tampa, FL 33625

Joshua David Goldis

Class Action, Child Support, Bad Faith Insurance, Collection

Status: In Good Standing Licensed: 26 Years

CONTACT

Saint Petersburg, FL 33733

James Salvatore Giardina

Bankruptcy & Debt, Collection, Credit & Debt, Consumer Protection, Accident & Injury

Status: In Good Standing

CONTACT

3104 W Waters Ave, Tampa, FL 33614

Ray C. Lopez

Collection, Criminal, DUI-DWI, Domestic Violence & Neglect

Status: In Good Standing Licensed: 34 Years

CONTACT

115 S Albany Ave, Tampa, FL 33606

Jason A Brazelton

Construction, Business & Trade, Collection, Car Accident

Status: In Good Standing

CONTACT

146 2Nd St N, Saint Petersburg, FL 33701

Kristi Neher Davisson

US Courts, Whistleblower, Collection, Personal Injury

Status: In Good Standing Licensed: 26 Years

CONTACT

201 North Franklin Street, Tampa, FL 33602

Zala Ladislaus Forizs

Complex Litigation, State Appellate Practice, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 54 Years

CONTACT

500 E Kennedy Blvd, Tampa, FL 33602

Nathan Allan Wheatley

Litigation, Public Utilities, Collection, Bankruptcy

Status: In Good Standing Licensed: 25 Years

CONTACT

501 E Polk St, Tampa, FL 33602

800-923-0641

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800-943-8690

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LEGAL TERMS

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

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Clearwater Collection Lawyer, Florida

Sponsored Law Firm

Law Offices of Robert M. Geller, P.A.

SPONSORED LAWYERS

Frank H Kerney

James W. Elliott

Ernie E. Trichler

Joshua David Goldis

James Salvatore Giardina

Ray C. Lopez

Jason A Brazelton

Kristi Neher Davisson

Zala Ladislaus Forizs

Nathan Allan Wheatley

TIPS

LEGAL TERMS

CREDIT INSURANCE

LIMITED PARTNERSHIP

TRADE NAME

401(K) PLAN

SOLE PROPRIETORSHIP

CREDIT BUREAU

CURRENT MONTHLY INCOME

COLLECTION AGENCY

FAIR CREDIT REPORTING ACT (FCRA)

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