Del Norte County, CA Bankruptcy & Debt Lawyers

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Michael Donald Riese

Criminal, Divorce & Family Law, Real Estate, Business, Accident & Injury

Status: In Good Standing Licensed: 33 Years

CONTACT

1079 4th St, Crescent City, CA 95531

Todd Daniel Zocchi

Government, Criminal

Status: In Good Standing Licensed: 21 Years

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450 H St, Crescent City, CA 95531

Gino Vincenti Desolenni

Wills & Probate, Felony, Bankruptcy

Status: In Good Standing Licensed: 22 Years

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384 G St, Crescent City, CA 95531

Donald Darren Mcelfresh

Business & Trade, Contract, Corporate, DUI-DWI

Status: In Good Standing

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445 I St, Crescent City, CA 95531

Karen Diane Olson

Mediation, Divorce, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 24 Years

CONTACT

431 H St, Crescent City, CA 95531

Joel Bruce Campbell

General Practice

Status: In Good Standing Licensed: 11 Years

CONTACT

981 H St, Crescent City, CA 95531

Christopher Lee Van Hook

General Practice

Status: In Good Standing Licensed: 19 Years

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Crescent City, CA 95531

Martha Davey Rice

Public Law, Government

Status: In Good Standing Licensed: 18 Years

CONTACT

377 J St, Crescent City, CA 95531

Katherine Nell Micks

General Practice

Status: In Good Standing Licensed: 21 Years

CONTACT

450 H St, Crescent City, CA 95531

Ethan Mehr

General Practice

Status: Inactive Licensed: 45 Years

CONTACT

1368 Oregon St, Crescent City, CA 95531

800-923-0641

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LEGAL TERMS

CREDIT FILE

See credit report.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

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Del Norte County, CA Bankruptcy & Debt Lawyers

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Michael Donald Riese

Todd Daniel Zocchi

Gino Vincenti Desolenni

Donald Darren Mcelfresh

Karen Diane Olson

Joel Bruce Campbell

Christopher Lee Van Hook

Martha Davey Rice

Katherine Nell Micks

Ethan Mehr

TIPS

LEGAL TERMS

CREDIT FILE

FORBEARANCE

PREFERENCE

SOLE PROPRIETORSHIP

DEBIT CARD

FAIR CREDIT REPORTING ACT (FCRA)

LIABILITY

DISCHARGEABLE DEBTS

COSIGNER

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