Yates County, NY Credit & Debt Lawyers

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Carl Jacob Schwartz

Estate, Divorce & Family Law, Real Estate Other

Status: In Good Standing Licensed: 32 Years

CONTACT

131 Main St, Penn Yan, NY 14527

Marianne Maher

General Practice

Status: In Good Standing Licensed: 36 Years

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2421 Blue Spruce Ln, Penn Yan, NY 14527

Stephen Patrick Hampsey

General Practice

Status: In Good Standing Licensed: 10 Years

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270 Lake St, Penn Yan, NY 14527

Thomas H. Close

General Practice

Status: In Good Standing Licensed: 51 Years

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6093 E Bluff Dr, Penn Yan, NY 14527

Douglas E. Rowe

Criminal, Criminal, Juvenile Law

Status: In Good Standing Licensed: 55 Years

CONTACT

1109 Anthony Beach Road, Penn Yan, NY 14527

David F. English

Land Use & Zoning, Arbitration, Government Contract, Administrative Law

Status: In Good Standing Licensed: 47 Years

CONTACT

8565 E Bluff Dr, Penn Yan, NY 14527

Robert Charles Foster

Real Estate, Estate

Status: In Good Standing Licensed: 48 Years

CONTACT

305 Liberty St, Penn Yan, NY 14527

Philip Llewellyn Bailey

General Practice

Status: In Good Standing Licensed: 51 Years

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130 Main St, Penn Yan, NY 14527

Donald A. Schneider

General Practice

Status: In Good Standing Licensed: 62 Years

CONTACT

307 Liberty St, Penn Yan, NY 14527

W Patrick Falvey

General Practice

Status: In Good Standing Licensed: 49 Years

CONTACT

350 Elm St, Penn Yan, NY 14527

800-923-0641

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

FDCPA

See Fair Debt Collections & Practices Act.

SAMPLE LEGAL CASES

COLLINS FIN. v. Vigilante

... Such a system is not tolerable in regard to credit card and other consumer credit debt cases where items such as the interest rate, late payment charge, and over-the-limit fees may change several times over the course of the consumer credit agreement. ...

Grasso v. Grasso

... 765 The husband also correctly contends that the Supreme Court improvidently exercised its discretion by, in effect, holding him responsible for 100% of the credit card obligations that constitute the parties' marital debt as well as all the marital debt that was solely in the wife's ...

PRA III LLC v. Gonzalez

... agreement to extend credit to the defendant, the issuance of credit cards at the defendant's address, his use of credit cards, his ... Moreover, the plaintiff submitted no evidence demonstrating the defendant's intention to pay the alleged debt (see General Obligations Law Â§ 17-101 ...

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Yates County, NY Credit & Debt Lawyers

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Carl Jacob Schwartz

Marianne Maher

Stephen Patrick Hampsey

Thomas H. Close

Douglas E. Rowe

David F. English

Robert Charles Foster

Philip Llewellyn Bailey

Donald A. Schneider

W Patrick Falvey

TIPS

LEGAL TERMS

COSIGNER

PRIORITY DEBT

WINDING UP

TRADE DRESS

WORKOUT

MEETING OF CREDITORS

FAIR LABOR STANDARDS ACT (FLSA)

LOSS DAMAGE WAIVER (LDW)

FDCPA

SAMPLE LEGAL CASES

COLLINS FIN. v. Vigilante

Grasso v. Grasso

PRA III LLC v. Gonzalez

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PRACTICE AREAS 70