Livingston Bankruptcy Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Marcus Lee Vanover

Adoption, Bankruptcy, Corporate, Business Organization

Status:

FREE CONSULTATION

CONTACT

48 Public Square, Somerset, KY 42501

Alan Jay Rosenberg

Construction, Litigation, Insurance, Consumer Bankruptcy

Status: Licensed: 22 Years

CONTACT

London, KY 40742

Bobby Lyn Amburgey

Consumer Protection, Contract, Bankruptcy, Medical Malpractice, Sexual Harassment

Status:

CONTACT

Mount Vernon, KY 40456

Brian Thomas Reed

Bankruptcy, Divorce, Criminal, Child Custody, Insurance

Status:

CONTACT

Berea, KY 40403

Cale Patrick O'bryan

Estate Planning, Bankruptcy, Personal Injury, Insurance, Criminal

Status: Licensed: 10 Years

CONTACT

1084 S Laurel Rd, London, KY 40744

Chadwick B Hammonds

Accident & Injury, Bankruptcy, Criminal, Divorce & Family Law

Status:

CONTACT

133 Plaza Dr, Berea, KY 40403

Christine A Carter

General Practice

Status:

CONTACT

403 Boone Street, Berea, KY 40403

Donald Bruce Orwin

Real Estate, Bankruptcy, Family Law, Trusts

Status:

CONTACT

Somerset, KY 42502

Erika Nicole-Theresa Wunderlich

Personal Injury, Foreclosure, Bankruptcy, Dispute Resolution

Status: Licensed: 18 Years

CONTACT

London, KY 40742

Garrett Edward Messemaker Cutler

Premises Liability, Estate Planning, Securities, Commercial Bankruptcy

Status: Licensed: 11 Years

CONTACT

London, KY 40742

800-814-6700

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LEGAL TERMS

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FCRA

See Fair Credit Reporting Act.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

SAMPLE LEGAL CASES

MPM Financial Group, Inc. v. Morton

... This case is before this Court on a grant of discretionary review to determine whether KRS 427.170, which incorporates by reference the federal bankruptcy exemptions of 11 USC Â§ 522(d), applies only to debtors in bankruptcy proceedings, or whether it renders those ...

Wilson v. Paine

... Opinion of the Court by Justice CUNNINGHAM. Pursuant to CR 76.37(1), this Court granted the certification request of the United States Bankruptcy Court for the 286 Western District of Kentucky to answer the following question of Kentucky law: ...

Kentucky Bar Ass'n v. Leadingham

... Allen Walker. Michael and Leigh Ann Perdue. 12. Michael and Leigh Ann Perdue hired the Respondent to represent their interests in a bankruptcy action in June, 2003. The Respondent quoted a fee of $800 for the case. On or ...

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Livingston Bankruptcy Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Marcus Lee Vanover

Alan Jay Rosenberg

Bobby Lyn Amburgey

Brian Thomas Reed

Cale Patrick O'bryan

Chadwick B Hammonds

Christine A Carter

Donald Bruce Orwin

Erika Nicole-Theresa Wunderlich

Garrett Edward Messemaker Cutler

TIPS

LEGAL TERMS

CREDIT COUNSELING

FCRA

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

LIQUIDATING PARTNER

AUTOMATIC STAY

CREDIT INSURANCE

REAFFIRMATION

BANKRUPTCY

CHAPTER 13 PLAN

SAMPLE LEGAL CASES

MPM Financial Group, Inc. v. Morton

Wilson v. Paine

Kentucky Bar Ass'n v. Leadingham

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PRACTICE AREAS 30

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