Maplecrest Credit & Debt Lawyer, New York

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Annie Hyun Jeong

General Practice

Status: In Good Standing Licensed: 21 Years

CONTACT

350 Northern Blvd, Albany, NY 12204

John Jude Criscone

Misdemeanor, Civil Rights, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 43 Years

CONTACT

29 Wards Ln, Albany, NY 12204

Thomas Dennis Conole

Child Custody, Credit & Debt, Wrongful Death

Status: In Good Standing Licensed: 48 Years

CONTACT

40 Hawthorne Ave, Albany, NY 12203

David Hilleary Wilder

Litigation, Arbitration, Banking & Finance, Credit & Debt

Status: In Good Standing

CONTACT

39 North Pearl Street, Albany, NY 12207

Shannan Collier Krasnokutski

Arbitration, Credit & Debt, Employee Rights, Environmental Law Other

Status: In Good Standing

CONTACT

39 North Pearl Street, Albany, NY 12207

William F Berglund

Real Estate, Divorce, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

54 State St, Albany, NY 12207

Melissa Dell Bellew

General Practice

Status: In Good Standing

CONTACT

465 New Karner Road, Albany, NY 12205

Patrick F. Tedesco

Litigation, Banking & Finance, Business, Credit & Debt

Status: In Good Standing

CONTACT

39 North Pearl Street, Albany, NY 12207

Ken Mccauley

Criminal, Administrative Law, Business, Credit & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

17 Ver Planck Street, Albany, NY 12206

Madeline Kibrick-Kauffman

Commercial Real Estate, Arbitration, Banking & Finance, Credit & Debt, Employee Rights

Status: In Good Standing Licensed: 38 Years

CONTACT

80 State Street, Albany, NY 12207

800-923-0641

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LEGAL TERMS

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

SAMPLE LEGAL CASES

COLLINS FIN. v. Vigilante

... Such a system is not tolerable in regard to credit card and other consumer credit debt cases where items such as the interest rate, late payment charge, and over-the-limit fees may change several times over the course of the consumer credit agreement. ...

Grasso v. Grasso

... 765 The husband also correctly contends that the Supreme Court improvidently exercised its discretion by, in effect, holding him responsible for 100% of the credit card obligations that constitute the parties' marital debt as well as all the marital debt that was solely in the wife's ...

PRA III LLC v. Gonzalez

... agreement to extend credit to the defendant, the issuance of credit cards at the defendant's address, his use of credit cards, his ... Moreover, the plaintiff submitted no evidence demonstrating the defendant's intention to pay the alleged debt (see General Obligations Law Â§ 17-101 ...

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Maplecrest Credit & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Annie Hyun Jeong

John Jude Criscone

Thomas Dennis Conole

David Hilleary Wilder

Shannan Collier Krasnokutski

William F Berglund

Melissa Dell Bellew

Patrick F. Tedesco

Ken Mccauley

Madeline Kibrick-Kauffman

TIPS

LEGAL TERMS

MEANS TEST

401(K) PLAN

SUBROGATION

DISCHARGEABLE DEBTS

WORKOUT

CURRENT MONTHLY INCOME

LIQUIDATING PARTNER

CREDIT INSURANCE

UNSECURED DEBT

SAMPLE LEGAL CASES

COLLINS FIN. v. Vigilante

Grasso v. Grasso

PRA III LLC v. Gonzalez

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