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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Taylor M. Hamilton

Real Estate, Litigation, Credit & Debt, Collection, Commercial Real Estate

Status: Licensed: 16 Years

CONTACT

401 S Fourth St, Louisville, KY 40202

Ayala Golding

Collection, Commercial Leasing, Contract, Employment, Civil Rights

Status: Licensed: 30 Years

CONTACT

401 West Main Street, Louisville, KY 40202

Elizabeth B Alphin

Litigation, Business, Credit & Debt, Bankruptcy

Status:

CONTACT

101 South Fifth Street, Louisville, KY 40202

James S Goldberg

Bankruptcy, Real Estate

Status:

CONTACT

310 West Liberty Street, Louisville, KY 40202

Aaron Kemper

Traffic, State Appellate Practice, Collection, Medical Malpractice

Status:

CONTACT

1009 S. Fourth Street, Louisville, KY 40203

Emily Lynn Pagorski

Litigation, Civil Rights, Insurance, Bankruptcy

Status:

CONTACT

500 W Jefferson St, Louisville, KY 40202

Matthew Ryan Lindblom

Real Estate, Lawsuit & Dispute, Bankruptcy, Bankruptcy & Debt, Collection

Status:

CONTACT

500 W. Jefferson Street, Louisville, KY 40202

Lea Pauley Goff

Litigation, Estate Planning, Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

500 West Jefferson Street, Louisville, KY 40202

Sara Lea Abner

Mass Torts, Litigation, Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

400 W Market St, Louisville, KY 40202

Ross Benjamin Neuhauser

Bankruptcy & Debt, Personal Injury, Accident & Injury, Bankruptcy

Status:

CONTACT

312 S 4Th St, Louisville, KY 40202

800-923-0641

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LEGAL TERMS

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CCCS

See Consumer Credit Counseling Service.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

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Masonic Home Bankruptcy & Debt Lawyer, Kentucky, page 2

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Taylor M. Hamilton

Ayala Golding

Elizabeth B Alphin

James S Goldberg

Aaron Kemper

Emily Lynn Pagorski

Matthew Ryan Lindblom

Lea Pauley Goff

Sara Lea Abner

Ross Benjamin Neuhauser

TIPS

LEGAL TERMS

SECURED DEBT

COSIGNER

CCCS

UNDUE HARDSHIP

FAIR CREDIT BILLING ACT (FCBA)

FRAUDULENT TRANSFER

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

FRATERNAL BENEFIT SOCIETY BENEFITS

CREDIT COUNSELING

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