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Lawrence Belanger
About | Practice Areas
Law Office of Lawrence Belanger
101 North 7th St Louisville, KY 40202» view map
Bankruptcy & Debt
Decades Of Experience

Filing for bankruptcy can be complicated, but it doesn't have to be. Attorney Lawrence Belanger helps his clients every step of the way.

800-872-6030
1. Lawrence Belanger Louisville, KY
  Attorney at Law - KY, 1991
  Suffolk University J.D. 1973
2. AboutLaw Office of Lawrence Belanger
  Decades Of Experience
3. Practice AreasExpertise
  Bankruptcy & Debt
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Austin Rogers Byars

International, Gift Taxation, Employee Rights, Bankruptcy

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400 W Market St, Louisville, KY 40202

Ayala Golding

Collection, Commercial Leasing, Contract, Employment, Civil Rights

Status: Licensed: 30 Years

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Barbara A. Wetzel

General Practice

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601 West Broadway, Louisville, KY 40202

Barry M Trifiletti

General Practice

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721 W Market St, Louisville, KY 40202

Benjamin W Carter

Lawsuit & Dispute, Consumer Rights, Bankruptcy & Debt, Accident & Injury

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222 S. 1St Street, Louisville, KY 40202

Benjamin Michael Potash

Bankruptcy, Estate Planning, Commercial Real Estate, Wills

Status: Licensed: 8 Years

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1009 South Fourth Street, Louisville, KY 40203

Bert Mattison Edwards

Bankruptcy & Debt

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119 S 7Th St, Louisville, KY 40202

Bonita Kay Black

State & Local Agencies, Gift Taxation, Business & Trade, Bankruptcy

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400 W Market St, Louisville, KY 40202

Bradley Scott Salyer

Bankruptcy, Bankruptcy & Debt

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401 S Fourth St, Louisville, KY 40202

Brandon Wayne Gearhart

Patent, Estate Planning, Employee Rights, Bankruptcy

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400 W Market St, Louisville, KY 40202

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LEGAL TERMS

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

COLLATERAL

Property that guarantees payment of a secured debt.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

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Masonic Home Bankruptcy & Debt Lawyer, Kentucky, page 4

Sponsored Law Firm

Law Office of Lawrence Belanger

SPONSORED LAWYERS

Austin Rogers Byars

Ayala Golding

Barbara A. Wetzel

Barry M Trifiletti

Benjamin W Carter

Benjamin Michael Potash

Bert Mattison Edwards

Bonita Kay Black

Bradley Scott Salyer

Brandon Wayne Gearhart

TIPS

LEGAL TERMS

MEANS TEST

COLLATERAL

DISPOSABLE INCOME

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

UNSECURED DEBT

LIMITED LIABILITY

PRESUMED ABUSE

DISCHARGEABLE DEBTS

GRACE PERIOD

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