Massachusetts Bankruptcy & Debt Lawyer List


Diana S. Velez Harris Lawyer

Diana S. Velez Harris

VERIFIED
West Springfield Bankruptcy & Debt Lawyer

Attorney Velez Harris has focused her practice on high conflict family law and civil litigation matters for nearly 16 years, in Massachusetts and Conn... (more)

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CONTACT

413-732-8356

Donald J. MacDonald Lawyer

Donald J. MacDonald

VERIFIED
Saugus Bankruptcy & Debt Lawyer
Call Today: 781-205-4735

Attorney MacDonald’s practice includes all aspects of intellectual property law, including patent and trademark prosecution, copyright law, licensin... (more)

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CONTACT

800-974-1170

Joseph Francisco Botelho Lawyer

Joseph Francisco Botelho

VERIFIED
Fall River Bankruptcy & Debt Lawyer

At the Botelho Law Group we have different attorneys, with different specializations; to help your case is individual needs. When choosing a lawyer or... (more)

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CONTACT

800-229-5331

Jay Patrick Johnson Lawyer

Jay Patrick Johnson

VERIFIED
Peabody Bankruptcy & Debt Lawyer

Attorney Jay P. Johnson graduated in 1987 from Boston College with a Bachelor of Arts in Economics. He received his Juris Doctorate from Suffolk Unive... (more)

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CONTACT

800-497-8501

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Mark W. Bartolomei Lawyer

Mark W. Bartolomei

VERIFIED
Worcester Bankruptcy & Debt Lawyer

As the founder of the Law Offices of Mark W. Bartolomei, Mr. Bartolomei is a highly skilled and dedicated attorney focused on providing outstanding le... (more)

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CONTACT

800-931-6101

Samuel P. Reef Lawyer

Samuel P. Reef

VERIFIED
Sharon Bankruptcy & Debt Lawyer

Samuel Reef is a practicing lawyer in the state of Massachusetts. He received his J.D. from Suffolk University Law School in 1994. He currently works ... (more)

Gregory D. Oberhauser Lawyer

Gregory D. Oberhauser

VERIFIED
Chelmsford Bankruptcy & Debt Lawyer

Attorney Greg Oberhauser offers legal representation for criminal defense including OUI, drug charges and domestic violence as well as other crimes.

FREE CONSULTATION 

CONTACT

800-730-4770

Tyler  Kimball Lawyer

Tyler Kimball

VERIFIED
Springfield Bankruptcy & Debt Lawyer

We can help. At Tyler S. Kimball Law, we help clients throughout Massachusetts get their lives back on track every day. Our attorney has been assistin... (more)

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CONTACT

800-712-2890

Michael J. Duggan Lawyer

Michael J. Duggan

VERIFIED
Attleboro Falls Bankruptcy & Debt Lawyer

Michael J. Duggan has been practicing law in North Attleboro since 1974, having previously been a partner in the law firm of Armstrong, Pollis and Cla... (more)

FREE CONSULTATION 

CONTACT

800-810-7680

James H. Krumsiek

Banking & Finance, Bankruptcy, Commercial Real Estate, Foreclosure
Status:  In Good Standing           

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CONTACT

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LEGAL TERMS

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)
A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)
Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)
A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)
Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)
A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)
A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)
A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)
An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).