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Tina J. Parks ("the Buyer") purchased an automobile on an installment payment plan and signed
a "Retail Installment Contract and Security Agreement" ("the Installment Contract") pledging the
vehicle as collateral to the seller-lender, Chris Yousif dba Quality Motors ("the Seller"). ...
... After he agreed with Mr. Haynes on a price for the vehicle, he met with the finance manager
to complete the paperwork. ... Bethany Michell worked in the finance department of Sunrise
Pontiac beginning in 2001, becoming finance manager in 2003. ...
Roxann Allen and Michael Allen, a married couple, owned real property located on Elizabeth
Drive in Mount Juliet as tenants by the entirety. In February 2007, Branch Bank & Trust Company
("BBT") entered into a loan agreement with Mr. Allen for $150,000, and Mr. Allen executed ...