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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Gregory S. Lisi

Lawsuit & Dispute, Employee Rights, Employment, Administrative Law, Collection

Status: In Good Standing

FREE CONSULTATION

CONTACT

333 Earle Ovington Blvd, Uniondale, NY 11553

Alan Thomas Schmidlin

Collection, Condominiums, Conveyancing, Foreclosure

Status: In Good Standing

CONTACT

200 Garden City Plaza, Garden City, NY 11530

Courtney Lyn Kahoud

Litigation, Consumer Rights, Business, Collection

Status: In Good Standing Licensed: 12 Years

CONTACT

The Law Office of Courtney Kahoud, Merrick, NY 11566

Laura J. Lowenstein

Credit & Debt, Collection

Status: In Good Standing Licensed: 24 Years

CONTACT

2116 Merrick Ave, Merrick, NY 11566

E. Hope Greenberg

Lawsuit & Dispute, Bankruptcy & Debt, Collection

Status: In Good Standing Licensed: 33 Years

CONTACT

2650 Merrick Rd, Bellmore, NY 11710

Scott Robert Cohen

Landlord-Tenant, Insurance, Collection, Legal Malpractice

Status: In Good Standing

CONTACT

1921 Bellmore Avenue, Bellmore, NY 11710

Richard Victor Rappaport

Divorce & Family Law, Collection

Status: In Good Standing Licensed: 46 Years

CONTACT

814 Surrey Dr, East Meadow, NY 11554

Mitchell J. Rich

Litigation, Lawsuit, Collection, Medical Malpractice

Status: In Good Standing Licensed: 39 Years

CONTACT

3535 Jerusalem Ave, Wantagh, NY 11793

Stephanie G. Ovadia

Entertainment, Collection, Medical Malpractice, Accident & Injury

Status: In Good Standing Licensed: 40 Years

CONTACT

1576 Front St, East Meadow, NY 11554

Lawrence S. Han

Business, Collection, Bankruptcy, Products Liability

Status: In Good Standing Licensed: 14 Years

CONTACT

926 Rxr Plz, Uniondale, NY 11556

800-923-0641

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800-943-8690

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LEGAL TERMS

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

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Merrick Collection Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Gregory S. Lisi

Alan Thomas Schmidlin

Courtney Lyn Kahoud

Laura J. Lowenstein

E. Hope Greenberg

Scott Robert Cohen

Richard Victor Rappaport

Mitchell J. Rich

Stephanie G. Ovadia

Lawrence S. Han

TIPS

LEGAL TERMS

FORBEARANCE

NUISANCE FEES

UNSECURED DEBT

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

DISPOSABLE INCOME

SUBROGATION

NONEXEMPT PROPERTY

MEANS TEST

IRS EXPENSES

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