Millstadt Collection Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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Brian David Flynn

Collection, Personal Injury, Family Law, Criminal, Commercial Real Estate

Status: In Good Standing Licensed: 14 Years

CONTACT

300 W Main St, Belleville, IL 62220

Daniel Hayes

Real Estate, Municipal, Environmental Law, Collection

Status: In Good Standing Licensed: 47 Years

CONTACT

3540 N Belt W, Belleville, IL 62226

Kara Leigh Lechien

Family Law, Divorce, Divorce & Family Law, Collection

Status: In Good Standing Licensed: 23 Years

CONTACT

120 W Main St, Belleville, IL 62220

Kara Lechien

Family Law, Divorce, Divorce & Family Law, Collection

Status: In Good Standing Licensed: 23 Years

CONTACT

120 W Main St, Belleville, IL 62220

Myron A. Hanna

Civil Rights, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing Licensed: 43 Years

CONTACT

530 Fullerton Rd, Belleville, IL 62222

Deborah Jean Volmert

Lawsuit & Dispute, Government, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

530 Fullerton Rd, Belleville, IL 62222

Deborah Volmert

Lawsuit & Dispute, Government, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

530 Fullerton Rd, Belleville, IL 62222

Myron Hanna

Civil Rights, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing Licensed: 43 Years

CONTACT

530 Fullerton Rd, Belleville, IL 62222

Tiffany Marie Cornejo

Landlord-Tenant, Bankruptcy, Traffic, Collection

Status: In Good Standing Licensed: 17 Years

CONTACT

24 Bronze Pointe, Belleville, IL 62226

800-923-0641

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800-943-8690

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LEGAL TERMS

FDCPA

See Fair Debt Collections & Practices Act.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

Millstadt Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Brian David Flynn

Daniel Hayes

Kara Leigh Lechien

Kara Lechien

Myron A. Hanna

Deborah Jean Volmert

Deborah Volmert

Myron Hanna

Tiffany Marie Cornejo

TIPS

LEGAL TERMS

FDCPA

DISCHARGEABLE DEBTS

CREDIT REPORT

CREDIT INSURANCE

TRADE DRESS

FRATERNAL BENEFIT SOCIETY BENEFITS

GRACE PERIOD

CREDIT FILE

CREDITOR

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