Mousie Bankruptcy & Debt Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Virginia Kirk Baird

Trusts, Estate, Bankruptcy, Bankruptcy & Debt

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162 Second Street, Pikeville, KY 41502

Jeanne Kincer Channell

Bankruptcy

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7569 Hwy 119 N, Jenkins, KY 41537

Charlotte Darl Johnson

Bankruptcy, Medical Malpractice, Elder Law, Juvenile Law

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CONTACT

257 Combs Rd, Hazard, KY 41701

Daryle M Syck Ronning

Real Estate, Family Law, Bankruptcy, Bankruptcy & Debt

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129 Caroline Ave, Pikeville, KY 41502

Robert Paul Combs

Education, Real Estate, Bankruptcy, Property Damage

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203 Main Street, Pikeville, KY 41502

C Darlene Johnson

Bankruptcy

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CONTACT

257 Combs Rd, Hazard, KY 41701

Roger Toyray Adams

Bankruptcy, Bankruptcy & Debt, Personal Injury, Divorce & Family Law

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CONTACT

415 Main Street, Paintsville, KY 41240

Paul Brian Couch

Government, Family Law, Civil Rights, Bankruptcy

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Hyden, KY 41749

Brian P Couch

Bankruptcy

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22350 Main St, Hyden, KY 41749

Niles Brian Cumbo

Bankruptcy & Debt, Government, Bankruptcy

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Inez, KY 41224

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

CCCS

See Consumer Credit Counseling Service.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

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Mousie Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Virginia Kirk Baird

Jeanne Kincer Channell

Charlotte Darl Johnson

Daryle M Syck Ronning

Robert Paul Combs

C Darlene Johnson

Roger Toyray Adams

Paul Brian Couch

Brian P Couch

Niles Brian Cumbo

TIPS

LEGAL TERMS

DEBT COLLECTOR

ABUSE

MEANS TEST

SUBROGATION

REAFFIRMATION

BANKRUPTCY TRUSTEE

CCCS

LIMITED PARTNERSHIP

PRESUMED ABUSE

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