Nelson County, KY Reorganization Lawyers, page 5

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Nelson Reorganization lawyer.
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Dorothy Susan Boone

General Practice

Status: In Good Standing

CONTACT

120 Gaddie Ford Rd, New Haven, KY 40051

Robert E Butler

General Practice

Status: In Good Standing

CONTACT

1018 Stonehouse Ridge, Bardstown, KY 40004

Timothy C Butler

General Practice

Status: In Good Standing

CONTACT

1014 Stonehouse Ridge, Bardstown, KY 40004

Matthew W D Bowman

General Practice

Status: In Good Standing

CONTACT

1743 Murrays Run Rd, Bardstown, KY 40004

Lawrence V Langan

General Practice

Status: Inactive

CONTACT

Bardstown, KY 40004

Woodrow Francis Downs

General Practice

Status: In Good Standing Licensed: 34 Years

CONTACT

Bardstown, KY 40004

Judith G Richardson

Industry Specialties, Natural Resources, Environmental Law

Status: Inactive

CONTACT

5885 Louisville Rd, Coxs Creek, KY 40013

Stephen Thomas Hamilton

Business & Trade, Trusts, Natural Resources, Property Damage

Status: In Good Standing

CONTACT

116 Hurstland Dr, Bardstown, KY 40004

Christina Lee Bradford

General Practice

Status: In Good Standing

CONTACT

313 Creekwood Dr, Bardstown, KY 40004

William P Whitney

General Practice

Status: In Good Standing

CONTACT

131 Windsor Ave, Bardstown, KY 40004

800-923-0641

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

FDCPA

See Fair Debt Collections & Practices Act.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

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Nelson County, KY Reorganization Lawyers, page 5

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Dorothy Susan Boone

Robert E Butler

Timothy C Butler

Matthew W D Bowman

Lawrence V Langan

Woodrow Francis Downs

Judith G Richardson

Stephen Thomas Hamilton

Christina Lee Bradford

William P Whitney

TIPS

LEGAL TERMS

DEBT COLLECTOR

SECURED DEBT

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

CHAPTER 7 BANKRUPTCY

NONDISCHARGEABLE DEBTS

GARNISHMENT

FDCPA

PREFERENCE

NUISANCE FEES

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