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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Richard Pu

Corporate, Business Organization, Credit & Debt, Collection

Status: In Good Standing Licensed: 47 Years

CONTACT

120 E 90Th St, New York, NY 10128

David I Reischer

Bankruptcy & Debt, Business, Litigation, Intellectual Property

Status: In Good Standing

CONTACT

One Penn Plaza, New York, NY 10119

Michael C. Deutsch

Class Action, Employment, Securities, Collection

Status: In Good Standing Licensed: 32 Years

CONTACT

1 Penn Plaza, New York, NY 10119

John D. Singer

Class Action, Employment, Securities, Collection

Status: In Good Standing Licensed: 32 Years

CONTACT

One Pennsylvania Plaza, New York, NY 10119

Kathleen G. Cully

Corporate, Business Organization, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 42 Years

CONTACT

180 Cabrini Blvd, New York, NY 10033

Robert D. Werth

Administrative Law, Criminal, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 35 Years

CONTACT

666 Greenwich St, New York, NY 10014

Daniel T Altman

Condominiums, Commercial Real Estate, Commercial Leasing, Commercial Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

1 Grand Central Place, New York, NY 10165

Philip Arwood Byler

Status: In Good Standing Licensed: 46 Years

CONTACT

363 7Th Ave, New York, NY 10001

Donald J. Kravet

Age Discrimination, Arbitration, Bankruptcy Litigation, Business & Trade

Status: In Good Standing Licensed: 41 Years

CONTACT

555 5Th Ave, New York, NY 10017

Joseph A. Vogel

Arbitration, Age Discrimination, Business & Trade, Bankruptcy Litigation

Status: In Good Standing Licensed: 43 Years

CONTACT

555 5Th Ave, New York, NY 10017

800-923-0641

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LEGAL TERMS

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CCCS

See Consumer Credit Counseling Service.

FDCPA

See Fair Debt Collections & Practices Act.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

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New York County, NY Bankruptcy & Debt Lawyers, page 5

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Richard Pu

David I Reischer

Michael C. Deutsch

John D. Singer

Kathleen G. Cully

Robert D. Werth

Daniel T Altman

Philip Arwood Byler

Donald J. Kravet

Joseph A. Vogel

TIPS

LEGAL TERMS

CREDITOR

CCCS

FDCPA

PRESUMED ABUSE

DOING BUSINESS AS (DBA)

DEBIT CARD

TRUTH IN LENDING ACT (TILA)

LIEN

CREDIT BUREAU

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PRACTICE AREAS 70