Nine Mile Falls Collection Lawyer, Washington, page 2

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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7. Profile

David A Napier

Civil Rights, Contract, Collection, Personal Injury

Status: Licensed: 19 Years

CONTACT

3500 188Th St Sw, Lynnwood, WA 98037

Benjamin Donald Phillabaum

Landlord-Tenant, Estate Planning, Contract, Collection

Status: Licensed: 10 Years

CONTACT

1235 N. Post Street, Spokane, WA 99201

Michael H. Church

Employment Discrimination, Insurance, Collection, Personal Injury

Status: Licensed: 30 Years

CONTACT

720 W Boone Ave, Spokane, WA 99201

Kyle Warren Nolte

Commercial Real Estate, Family Law, Civil Rights, Collection

Status: Licensed: 27 Years

CONTACT

720 W Boone Ave, Spokane, WA 99201

Priscilla Ann Vaagen

Collection, Wills & Probate, Family Law, Estate

Status: Licensed: 31 Years

CONTACT

113 E Baldwin Ave, Spokane, WA 99207

David George Hansen

Labor Law, Elder Law, Administrative Law, Collection, International Other

Status: Licensed: 50 Years

CONTACT

1630 W Riverside Ave, Spokane, WA 99201

William Frederick Crawford-Heim

Environmental Law Other, Contract, Collection, Personal Injury

Status: Licensed: 9 Years

CONTACT

2717 W 8Th Ave, Spokane, WA 99224

Robert Charles Scanlon

Litigation, Estate Planning, Family Law, Collection

Status: Licensed: 48 Years

CONTACT

1124 W Riverside Ave, Spokane, WA 99201

Kelly W Padgham

Estate Planning, Family Law, Collection, Consumer Bankruptcy

Status: Licensed: 22 Years

CONTACT

221 N Wall St, Spokane, WA 99201

Matthew E Fischer

Lawsuit & Dispute, Family Law, Divorce & Family Law, Collection

Status:

CONTACT

510 W. Riverside, Spokane, WA 99201

800-814-6700

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800-943-8690

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LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

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Nine Mile Falls Collection Lawyer, Washington, page 2

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

David A Napier

Benjamin Donald Phillabaum

Michael H. Church

Kyle Warren Nolte

Priscilla Ann Vaagen

David George Hansen

William Frederick Crawford-Heim

Robert Charles Scanlon

Kelly W Padgham

Matthew E Fischer

TIPS

LEGAL TERMS

DISPOSABLE INCOME

BANKRUPTCY

TRUTH IN LENDING ACT (TILA)

REDEMPTION

CHAPTER 7 BANKRUPTCY

ADMINISTRATIVE EXPENSES

FRAUDULENT TRANSFER

CREDIT REPORT

COSIGNER

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