Norcross Bankruptcy & Debt Lawyer, Georgia

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Chalcia Rainford
About | Practice Areas
Rainford Law Firm P.C.
4920 N Henry Blvd. Stockbridge, GA 30281» view map
Bankruptcy & Debt Law
Experienced Bankruptcy & Debt Lawyer

Regardless of your situation, Attorney Chalcia Rainford is more than happy to guide you in the direction that will be most beneficial for you!

800-632-9140
1. Chalcia Rainford Stockbridge, GA
  Attorney at Law - GA, 1994
  John Marshall Law School J.D.
2. AboutRainford Law Firm P.C.
  Over 20 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Schuyler Elliott

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Foreclosure, Lawsuit & Dispute, Bankruptcy & Debt

Schuyler Elliott began practicing law in 1993 and is an experienced consumer advocate and trial attorney. Mr. Elliott exemplified his knowledge having... (more)

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800-947-2391

2024 Beaver Ruin Road, Norcross, GA 30071

John G. Walrath

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Accident & Injury, Bankruptcy & Debt, Criminal, Divorce & Family Law, Estate

General Practice Attorney in Metro Atlanta

The Law Offices of John G. Walrath is a small, aggressive and experienced Georgia law firm handling both civil and criminal cases throughout the State... (more)

CONTACT

800-704-5010

1770 Indian Trail Lilburn Road, Norcross, GA 30093

Brian Clark Near

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Bankruptcy & Debt, Business, Accident & Injury, Estate

Brian Near began his legal practice in 1989 with a law firm located in the former IBM Tower (One Atlantic Center) in midtown Atlanta. He later moved h... (more)

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800-893-2701

3945 Holcomb Bridge Road, Norcross, GA 30092

Stephen Francis Suarino

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Accident & Injury, Bankruptcy & Debt, Divorce & Family Law, Criminal

Stephen Suarino is an Immigration, Real Estate, Accident & Injury, Estate, and General Practice lawyer in Norcross, Georgia.

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470-989-4012

6090 Dawson Blvd., Norcross, GA 30093

Louis Lytone Mclendon

Accident & Injury, Bankruptcy & Debt, Traffic, Criminal, Credit & Debt

Status: In Good Standing Licensed: 24 Years

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1770 Indian Trail Road, Norcross, GA 30093

Dewan Sharmin Arefin

Litigation, Labor Law, Business & Trade, Consumer Bankruptcy

Status: In Good Standing

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3500 Parkway Ln, Norcross, GA 30092

Victor Herng-Chin Kang

Commercial Real Estate, Real Estate, Wills & Probate, Credit & Debt

Status: In Good Standing

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3145 Avalon Ridge Pl, Norcross, GA 30071

Glen Daryl Rubin

Wills & Probate, Reorganization, Credit & Debt, Bankruptcy

Status: In Good Standing

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3145 Avalon Ridge Pl, Norcross, GA 30071

Therese G. Franzén

Litigation, Civil Rights, Banking & Finance, Credit & Debt

Status: In Good Standing

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3500 Parkway Lane, Norcross, GA 30092

Patricia Lyda Williams

Divorce & Family Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

3675 Crestwood Pkwy NW, Duluth, GA 30096

800-923-0641

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LEGAL TERMS

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

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Norcross Bankruptcy & Debt Lawyer, Georgia

Sponsored Law Firm

Rainford Law Firm P.C.

SPONSORED LAWYERS

Schuyler Elliott

John G. Walrath

Brian Clark Near

Stephen Francis Suarino

Louis Lytone Mclendon

Dewan Sharmin Arefin

Victor Herng-Chin Kang

Glen Daryl Rubin

Therese G. Franzén

Patricia Lyda Williams

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LEGAL TERMS

ABUSE

CREDITOR

C CORPORATION

DEBT COLLECTOR

NONDISCHARGEABLE DEBTS

GUARANTOR

PRESUMED ABUSE

GRACE PERIOD

CHAPTER 13 BANKRUPTCY

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