North Lawrence Reorganization Lawyer, New York

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Not enough matches for North Lawrence Reorganization lawyer.
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Richard Harold Edwards

Residential Real Estate, Title Insurance, Municipal

Status: In Good Standing Licensed: 48 Years

CONTACT

346 W Main St, Malone, NY 12953

Natasha Billow Hill

DUI-DWI, Bankruptcy, Medical Malpractice

Status: In Good Standing Licensed: 27 Years

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213 Main St, Massena, NY 13662

Daniel Stuart Pease

Real Estate, Immigration, Estate, Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

40 Main St, Massena, NY 13662

Eric J Gustafson

Construction, Corporate, Business Organization, Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

40 Main St, Massena, NY 13662

Patrick Joseph Cappello

General Practice

Status: In Good Standing Licensed: 14 Years

CONTACT

76 Market St, Potsdam, NY 13676

Patrick Cappello

Real Estate, Divorce & Family Law, Business, Accident & Injury

Status: In Good Standing Licensed: 14 Years

CONTACT

76 Market St, Potsdam, NY 13676

Francis Peter Cappello

Real Estate, Estate, Business

Status: In Good Standing Licensed: 52 Years

CONTACT

76 Market St, Potsdam, NY 13676

Jane Sarah Garland

Divorce

Status: In Good Standing Licensed: 25 Years

CONTACT

Potsdam, NY 13676

Andrew Christopher Heinegg

Landlord-Tenant, Real Estate, Estate, Business

Status: Suspended Licensed: 48 Years

CONTACT

75 1/2 Leroy St, Potsdam, NY 13676

Joseph Timothy Welch

General Practice

Status: In Good Standing Licensed: 26 Years

CONTACT

Potsdam, NY 13676

800-923-0641

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LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

FCRA

See Fair Credit Reporting Act.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

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North Lawrence Reorganization Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Richard Harold Edwards

Natasha Billow Hill

Daniel Stuart Pease

Eric J Gustafson

Patrick Joseph Cappello

Patrick Cappello

Francis Peter Cappello

Jane Sarah Garland

Andrew Christopher Heinegg

Joseph Timothy Welch

TIPS

LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

FCRA

SUBROGATION

REDEMPTION

INTEREST

TRADE NAME

SOLE PROPRIETORSHIP

FAIR CREDIT REPORTING ACT (FCRA)

REPOSSESSION

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