Oneida County, NY Workout Lawyers

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Louis T. Brindisi

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Accident & Injury, Car Accident, Workers' Compensation, Lawsuit & Dispute

Louis T. Brindisi was born in Utica, New York in 1934 and has lived here for the entirety of his life, having attended grammar schools and high school... (more)

FREE CONSULTATION

CONTACT

800-701-5871

2713 Genesee St, Utica, NY 13501

Mark Ottavio Chieco

Criminal, DUI-DWI, Felony, Misdemeanor, Expungement

CONTACT

315-623-1704

610 Charlotte St, Utica, NY 13501

George E Curtis

Litigation, Estate, Divorce & Family Law, Accident & Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

2045 Genesee Street, Utica, NY 13501

Anthony J. Brindisi

Accident & Injury, Medical Malpractice, Personal Injury, Litigation

Status: In Good Standing

FREE CONSULTATION

CONTACT

2713 Genesee Street, Utica, NY 13501

Eva Brindisi Pearlman

Criminal, Bad Faith Insurance, Defamation & Slander, Animal Bite

Status: In Good Standing

FREE CONSULTATION

CONTACT

2713 Genesee Street, Utica, NY 13501

Keith A. Eisenhut

Family Law, Banking & Finance, Wills & Probate, Collaborative Law

Status: In Good Standing

FREE CONSULTATION

CONTACT

1602 Sunset Ave, Utica, NY 13502

Robert F. Julian

Wrongful Death, Personal Injury, Car Accident, Accident & Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

2037 Genesee Street, Utica, NY 13502

Anthony A. Murad

Real Estate, Personal Injury, Accident & Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

2713 Genesee Street, Utica, NY 13501

Richard Pertz

Products Liability, Pharmaceutical Product, Medical Malpractice, Animal Bite

Status: In Good Standing

FREE CONSULTATION

CONTACT

2713 Genesee Street, Utica, NY 13501

Stephanie A. Palmer

Products Liability, Pharmaceutical Product, Medical Malpractice, Professional Malpractice

Status: In Good Standing

FREE CONSULTATION

CONTACT

2713 Genesee Street, Utica, NY 13501

800-923-0641

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800-943-8690

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LEGAL TERMS

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

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Oneida County, NY Workout Lawyers

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Louis T. Brindisi

Mark Ottavio Chieco

George E Curtis

Anthony J. Brindisi

Eva Brindisi Pearlman

Keith A. Eisenhut

Robert F. Julian

Anthony A. Murad

Richard Pertz

Stephanie A. Palmer

TIPS

LEGAL TERMS

UNSECURED DEBT

SETOFF

FORBEARANCE

CHAPTER 13 BANKRUPTCY

AUTOMATIC STAY

LOSS DAMAGE WAIVER (LDW)

COLLECTION AGENCY

LIABILITY

BANKRUPTCY TRUSTEE

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