Phoenicia Collection Lawyer, New York

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Daniel Gartenstein

Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  33 Years

Dannielle Cole O'Toole

Income Tax, Employee Rights, Banking & Finance, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  10 Years

Bernhardt Karp

International, Estate, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  61 Years

Richard A. Russell

Litigation, Collection, Consumer Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  39 Years

Richard A. Russell

Litigation, Collection, Consumer Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  39 Years

Brett Anders Colbert

Civil Rights, Banking & Finance, Collection, Personal Injury, Corporate
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  14 Years

Thomas F. Vasti

Complex Litigation, Criminal, Contract, Collection, Real Estate
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  33 Years

Natasha Marie Turner

Divorce & Family Law, Misdemeanor, Criminal, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  19 Years

Mark Lawrence Schuh

Accident & Injury, Collection, Litigation, Personal Injury
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Leslie Andrews

Real Estate, Social Security, Permits, Collection
Status:  Suspended *Status is reviewed annually. For latest information visit here           Licensed:  32 Years

Free Help: Use This Form or Call 800-814-6700

Member Representative

Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)
As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)
A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CREDIT FILE

See credit report.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)
A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)
An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)
A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CCCS

See Consumer Credit Counseling Service.

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