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Phoenix Collection Lawyer, Arizona


Michael J. Fuller Lawyer

Michael J. Fuller

VERIFIED
Wills & Probate, Collection, Business, Contract, Litigation

In 1988, I started my own firm without any clients but with a steadfast commitment to practice law consistent with my own ideals and personality. I tr... (more)

FREE CONSULTATION 

CONTACT

800-928-4380

Brad A Denton Lawyer

Brad A Denton

VERIFIED
Employment, Lawsuit & Dispute, Business, Real Estate, Collection

Brad represents primarily small businesses, and so he practices primarily in the areas of law that small businesses need. As a practical matter, Brad ... (more)

Michael Zdancewicz

Bankruptcy, Corporate, Collection
Status:  In Good Standing           

Henry M Stein

Administrative Law, Arbitration, Business Organization, Collection, Commercial Leasing
Status:  In Good Standing           
Speak with Lawyer.com

Ronald J. Ellett

Bankruptcy & Debt, Bankruptcy, Credit & Debt, Reorganization, Collection
Status:  In Good Standing           

FREE CONSULTATION 

CONTACT

Stanley M Hammerman

Federal Trial Practice, Collection, Insurance, Litigation
Status:  In Good Standing           

Kristen M Curry

Criminal, Collection, DUI-DWI, Misdemeanor
Status:  In Good Standing           

Jennifer Marie Dahlberg

Bankruptcy & Debt, Collection, Litigation, Bankruptcy
Status:  In Good Standing           

Daniel Peter Velocci

Criminal, Bankruptcy, Collection, Construction
Status:  In Good Standing           Licensed:  12 Years

Sharon Sprague

Collection, Intellectual Property
Status:  In Good Standing           

Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

CREDIT FILE

See credit report.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)
The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)
A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)
Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)
A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)
A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)
The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)
The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.