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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Andrea Lynn Domorsky

Contract, Collection, Divorce, Medical Products & Devices

Status: Licensed: 14 Years

CONTACT

333 Bridge St Nw, Grand Rapids, MI 49504

John A. Vos

Landlord-Tenant, Federal Appellate Practice, Administrative Law, Collection

Status: Licensed: 40 Years

CONTACT

234 Division Ave N, Grand Rapids, MI 49503

Ann Scarbrough Olson

Native People, Family Law, Administrative Law, Collection

Status:

CONTACT

350 Ottawa Ave Nw, Grand Rapids, MI 49503

Haley Ellen Clough

Immigration, Contract, Collection, Personal Injury

Status: Licensed: 9 Years

CONTACT

6396 Bentley Drive, Belmont, MI 49306

Thomas J. Dempsey

Collection, Limited Liability Companies

Status: Licensed: 32 Years

CONTACT

300 Monroe Ave NW, Grand Rapids, MI 49503

Danyale Marquia Phillips

Health Care Other, Federal Appellate Practice, Reinsurance, Collection

Status: Licensed: 10 Years

CONTACT

111 Lyon St NW, Grand Rapids, MI 49503

Mary Anna Owens

Divorce & Family Law, Criminal, Collection

Status: Licensed: 43 Years

CONTACT

124 Fulton St E, Grand Rapids, MI 49503

Kaylee Jo Taucher

Family Law, Collection, Estate Planning, Criminal

Status:

CONTACT

82 Ionia Ave Nw, Grand Rapids, MI 49503

Ryan Christopher Keast

Collection, Federal Appellate Practice, Criminal

Status:

CONTACT

146 Monroe Center St Nw, Grand Rapids, MI 49503

Marcus Len Hayes

Federal Appellate Practice, Criminal, Administrative Law, Collection

Status:

CONTACT

201 Fulton St W, Grand Rapids, MI 49503

800-814-6700

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LEGAL TERMS

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

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Plainfield Collection Lawyer, Michigan, page 3

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Andrea Lynn Domorsky

John A. Vos

Ann Scarbrough Olson

Haley Ellen Clough

Thomas J. Dempsey

Danyale Marquia Phillips

Mary Anna Owens

Kaylee Jo Taucher

Ryan Christopher Keast

Marcus Len Hayes

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LEGAL TERMS

SOLE PROPRIETORSHIP

COLLECTION AGENCY

SUBROGATION

FAIR CREDIT REPORTING ACT (FCRA)

REAFFIRMATION

GRACE PERIOD

INTEREST

SECRET WARRANTY PROGRAM

DISCHARGE (OF DEBTS)

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