Queens Credit & Debt Lawyer, New York, page 8

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Jacob Hemphill Wimberly

Commodities, Shareholders' Rights, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

1 Battery Park Plaza, New York, NY 10004

Michael Atkerson Stachiw

Commodities, Shareholders' Rights, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 8 Years

CONTACT

1 Battery Park Plaza, New York, NY 10004

Jennifer Addonizio Rozen

Class Action, Student Rights, Credit & Debt, Collection

Status: In Good Standing

CONTACT

48 Wall St, New York, NY 10005

David Jacob Stern

Estate, Landlord-Tenant, Employment, Labor Law, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

580 Amsterdam Ave, New York, NY 10024

Joseph Cioffi

Litigation, Civil & Human Rights, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

1675 Broadway, New York, NY 10019

Leonard M. Ross

Corporate, Contract, Business Organization, Credit & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

265 Sunrise Hwy, Rockville Centre, NY 11570

Noelle Indelicato

Commodities, Shareholders' Rights, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

1 Battery Park, New York, NY 10004

Krzysztof R. Swiatek

Commodities, Shareholders' Rights, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

1 Battery Park Plaza, New York, NY 10004

David Michael Treiman

Real Estate, Credit & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

1 Battery Park Plaza, New York, NY 10004

Andrew Robertson

Labor Law, Corporate, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

1 Battery Park Plaza, New York, NY 10004

800-923-0641

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LEGAL TERMS

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

CCCS

See Consumer Credit Counseling Service.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

SAMPLE LEGAL CASES

COLLINS FIN. v. Vigilante

... Such a system is not tolerable in regard to credit card and other consumer credit debt cases where items such as the interest rate, late payment charge, and over-the-limit fees may change several times over the course of the consumer credit agreement. ...

Grasso v. Grasso

... 765 The husband also correctly contends that the Supreme Court improvidently exercised its discretion by, in effect, holding him responsible for 100% of the credit card obligations that constitute the parties' marital debt as well as all the marital debt that was solely in the wife's ...

PRA III LLC v. Gonzalez

... agreement to extend credit to the defendant, the issuance of credit cards at the defendant's address, his use of credit cards, his ... Moreover, the plaintiff submitted no evidence demonstrating the defendant's intention to pay the alleged debt (see General Obligations Law Â§ 17-101 ...

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Queens Credit & Debt Lawyer, New York, page 8

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Jacob Hemphill Wimberly

Michael Atkerson Stachiw

Jennifer Addonizio Rozen

David Jacob Stern

Joseph Cioffi

Leonard M. Ross

Noelle Indelicato

Krzysztof R. Swiatek

David Michael Treiman

Andrew Robertson

TIPS

LEGAL TERMS

REPOSSESSION

INFRINGEMENT (OF TRADEMARK)

CCCS

FRATERNAL BENEFIT SOCIETY BENEFITS

PREFERENCE

FAIR LABOR STANDARDS ACT (FLSA)

INTEREST

REAFFIRMATION

FRAUDULENT TRANSFER

SAMPLE LEGAL CASES

COLLINS FIN. v. Vigilante

Grasso v. Grasso

PRA III LLC v. Gonzalez

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