Richardson Bankruptcy & Debt Lawyer, Texas, page 2

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Ted Machi
About | Practice Areas
Machi & Associates, P.C.
1521 North Cooper Street Suite 550 Arlington, TX 76011» view map
Accident & Injury, Bankruptcy, Social Secuirty
We Fight So You Don't Have To

Our professional team of attorneys and staff provide the experience and expertise needed to effectively handle your case.

800-804-0771
1. Ted Machi Arlington, TX
  Attorney at Law- TX
  Marquette University Law School, JD 1976
2. AboutMachi & Associates, P.C.
  We Fight So You Don't Have To
3. Practice AreasExpertise
  Accident & Injury Law
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Jason R. Kennedy

Housing & Construction Defects, Construction, Contract, Bankruptcy

Status: In Good Standing

CONTACT

9400 North Central Expy., Dallas, TX 75231

Susan Land Finnell

Estate Administration, Estate Planning, Directors & Officers, Bankruptcy

Status: In Good Standing

CONTACT

One Bent Tree Tower, 16475 Dallas Parkway, Addison, TX 75001

D. Wade Cloud

Bankruptcy, Commercial Bankruptcy, Computer Law, Copyright

Status: In Good Standing

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15303 Dallas Parkway, Addison, TX 75001

Steven L. Besly

Corporate, Business Organization, Banking & Finance, Bankruptcy

Status: In Good Standing

CONTACT

5400 Lbj Freeway, Dallas, TX 75240

William F Kunofsky

Tax, International, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

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10300 N. Central Expy., Dallas, TX 75231

Russell W. Mills

Other, Litigation, Lawsuit & Dispute, Bankruptcy

Status: In Good Standing

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15303 Dallas Parkway, Addison, TX 75001

Amy Reilly Sallusti

Criminal, Business Organization, Bankruptcy, Defamation & Slander

Status: In Good Standing

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One Bent Tree Tower, 16475 Dallas Parkway, Addison, TX 75001

Chris R. Norris

Litigation, Insurance, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

500 North Central Expressway, Plano, TX 75074

Andrew F. Emerson

Banking & Finance, Construction, Litigation, Credit & Debt

Status: In Good Standing

CONTACT

8350 N. Central Expressway, Campbell Centre I, Dallas, TX 75206

Gregory T. Meyer

Dispute Resolution, Federal Appellate Practice, Divorce, Criminal, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

5700 Granite Parkway, Plano, TX 75024

800-923-0641

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LEGAL TERMS

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

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Richardson Bankruptcy & Debt Lawyer, Texas, page 2

Sponsored Law Firm

Machi & Associates, P.C.

SPONSORED LAWYERS

Jason R. Kennedy

Susan Land Finnell

D. Wade Cloud

Steven L. Besly

William F Kunofsky

Russell W. Mills

Amy Reilly Sallusti

Chris R. Norris

Andrew F. Emerson

Gregory T. Meyer

TIPS

LEGAL TERMS

401(K) PLAN

UNDUE HARDSHIP

DEFINED CONTRIBUTION PLAN

ADMINISTRATIVE EXPENSES

FAIR CREDIT REPORTING ACT (FCRA)

DISCHARGE (OF DEBTS)

REDEMPTION

FAIR CREDIT BILLING ACT (FCBA)

TRUTH IN LENDING ACT (TILA)

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