Ridgeway Collection Lawyer, South Carolina

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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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Ian Douglas McVey

Construction, Corporate, Banking & Finance, Collection

Status:

CONTACT

1812 Lincoln St, Columbia, SC 29202

Adam Hollen Schanz

Litigation, Foreclosure, Collection, Landlord-Tenant, Real Estate

Status: Licensed: 14 Years

CONTACT

Columbia, SC 29202

Bob Mobley Cook

Divorce, Civil & Human Rights, Collection

Status:

CONTACT

Lancaster, SC 29720

C. Mitchell Brown

Other, Lawsuit & Dispute, Business, Collection

Status:

CONTACT

Columbia, SC 29211

Chelsea Jaqueline Clark

Construction, Litigation, Administrative Law, Collection

Status: Licensed: 9 Years

CONTACT

Columbia, SC 29260

Daniel B. Lott

Corporate, Business Organization, Banking & Finance, Collection, Real Estate

Status: Licensed: 33 Years

CONTACT

3022 Millwood Avenue, Columbia, SC 29205

Dean Anthony Hayes

Collection, Landlord-Tenant, Real Estate

Status: Licensed: 32 Years

CONTACT

4500 Fort Jackson Boulevard, Columbia, SC 29209

Edward L. Grimsley

Bankruptcy & Debt, Foreclosure, Litigation, Collection

Status:

CONTACT

1703 Laurel Street, Columbia, SC 29201

Eric Christopher Hale

Litigation, DUI-DWI, Business & Trade, Collection, Contract

Status: Licensed: 21 Years

CONTACT

1300 Pickens Street, Columbia, SC 29202

Henry Guyton Murrell

Real Estate, Bankruptcy & Debt, Foreclosure, Bankruptcy, Collection

Status: Licensed: 33 Years

CONTACT

2712 Middleburg Drive, Columbia, SC 29204

800-814-6700

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

COLLATERAL

Property that guarantees payment of a secured debt.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

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Ridgeway Collection Lawyer, South Carolina

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

Ian Douglas McVey

Adam Hollen Schanz

Bob Mobley Cook

C. Mitchell Brown

Chelsea Jaqueline Clark

Daniel B. Lott

Dean Anthony Hayes

Edward L. Grimsley

Eric Christopher Hale

Henry Guyton Murrell

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LEGAL TERMS

INTEREST

COLLECTION AGENCY

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

COLLATERAL

LIEN

GUARANTOR

TRADE NAME

UNSECURED DEBT

CHAPTER 7 BANKRUPTCY

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