Saranac Lake Workout Lawyer, New York, page 2

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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John Charles Alsina

Real Estate, Intellectual Property, Industry Specialties

Status: Licensed: 44 Years

CONTACT

222 Casiers Way, Saranac Lake, NY 12983

Charles Joseph Nicastro

General Practice

Status: Licensed: 50 Years

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163 Olive St, Saranac Lake, NY 12983

James Edward Maher

General Practice

Status: Licensed: 47 Years

CONTACT

81 Main St, Saranac Lake, NY 12983

Jennifer Lynn Mcaleese

General Practice

Status: Licensed: 13 Years

CONTACT

1133 Nys Route 86, Ray Brook, NY 12977

Ellen Egan George

General Practice

Status: Licensed: 50 Years

CONTACT

66 Rockledge Lane, Saranac Lake, NY 12983

Daniel Hildreth Steidl

General Practice

Status: Licensed: 63 Years

CONTACT

37 Booth Bay Ln, Rainbow Lake, NY 12976

Sarah Hoe Reynolds

General Practice

Status: Licensed: 19 Years

CONTACT

Ray Brook, NY 12977

Thomas Paul Gliddi

General Practice

Status: Licensed: 33 Years

CONTACT

Ray Brook, NY 12977

Steven Lee Brewer

General Practice

Status: Licensed: 44 Years

CONTACT

Nys Route 86, Ray Brook, NY 12977

Robert Charles Glennon

General Practice

Status: Licensed: 54 Years

CONTACT

Ray Brook, NY 12977

800-923-0641

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LEGAL TERMS

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

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Saranac Lake Workout Lawyer, New York, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

John Charles Alsina

Charles Joseph Nicastro

James Edward Maher

Jennifer Lynn Mcaleese

Ellen Egan George

Daniel Hildreth Steidl

Sarah Hoe Reynolds

Thomas Paul Gliddi

Steven Lee Brewer

Robert Charles Glennon

TIPS

LEGAL TERMS

AUTOMATIC STAY

INTEREST

FORBEARANCE

SETOFF

WORKOUT

ADMINISTRATIVE EXPENSES

COLLECTION AGENCY

CREDIT REPORT

ACCORD AND SATISFACTION

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