Sarasota County, FL Credit & Debt Lawyers

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Robert Geller
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Law Offices of Robert M. Geller, P.A.
807 West Azeele Street Tampa, FL 33606 » view map
Bankruptcy Law Attorneys - Hillsborough County
Bridging You A Brighter Future

It is our firm's philosophy and goal to give each client the individual attention he or she needs in difficult times. Call for a free initial consultation.

800-811-8031
1. Robert Geller Tampa, FL
  Attorney At Law - Florida, 1986
  Levin College of Law, J.D. - 1985
2. Bankruptcy Law Firm
  We have helped thousands of clients make a fresh financial start.
3. Contact UsEmail or Call 24/7
  Call for initial free consultation, 800-811-8031.
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Melanie Archer Newby

Bankruptcy & Debt, Credit & Debt, Bankruptcy, Collection

Status: Licensed: 34 Years

FREE CONSULTATION

CONTACT

2620 S. Tamiami Trail., Sarasota, FL 34239

Rodney L Dillon

Wills, Trusts, Credit & Debt, Bankruptcy

Status: Licensed: 52 Years

CONTACT

4588 Cooper Rd, Sarasota, FL 34232

Tonya Willis Pitts

Litigation, Trusts, Credit & Debt, Bankruptcy

Status: Licensed: 24 Years

CONTACT

1800 2nd St, Sarasota, FL 34236

Edward Dusty Aker

Corporate, Credit & Debt, Products Liability, Employee Rights

Status: Licensed: 22 Years

CONTACT

3400 S Tamiami Trl, Sarasota, FL 34239

Zachary M Aster

Family Law, Elder Law, Corporate, Credit & Debt

Status: Licensed: 16 Years

CONTACT

350 Herons Run Dr, Sarasota, FL 34232

Michael Anthony Chiantella

Real Estate, Civil Rights, Contract, Credit & Debt

Status: Licensed: 21 Years

CONTACT

209 Nassau St S, Venice, FL 34285

David Warren Herman

Commercial Real Estate, Litigation, Credit & Debt, Consumer Bankruptcy

Status: Licensed: 39 Years

CONTACT

8499 S Tamiami Trl, Sarasota, FL 34238

Mark A Beatrice

Civil Rights, Credit & Debt, Commercial Real Estate, Bankruptcy

Status: Licensed: 11 Years

CONTACT

141 Braemar Ave, Englewood, FL 34293

800-923-0641

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

FCBA

See Fair Credit Billing Act.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Sarasota County, FL Credit & Debt Lawyers

Sponsored Law Firm

Law Offices of Robert M. Geller, P.A.

SPONSORED LAWYERS

Melanie Archer Newby

Rodney L Dillon

Tonya Willis Pitts

Edward Dusty Aker

Zachary M Aster

Michael Anthony Chiantella

David Warren Herman

Mark A Beatrice

TIPS

LEGAL TERMS

GRACE PERIOD

WINDING UP

MEANS TEST

PRESUMED ABUSE

AUTOMATIC STAY

DISCHARGE (OF DEBTS)

CHAPTER 7 BANKRUPTCY

FCBA

UNSECURED DEBT

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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