Bankruptcy & Debt

Randy A. Skinner understands the stress of unemployment and economic uncertainty. Twenty years ago, with a new wife and a mountain of educational debt, he was downsized from his very first job during a recession. Even with three degrees from the University of South Carolina (B.S., M.B.A., and J.D.), his employment prospects looked bleak, so Mr. Skinner took the only route available to him: He started his own firm.

Guy Holman is a bankruptcy attorney in the Dallas-Fort Worth Metroplex, where he advocates primarily for small businesses and consumers needing to reorganize or discharge debt pursuant to the U.S. bankruptcy code. Mr. Holman graduated cum Laude from the Thurgood Marshall School of Law at Texas Southern University in 2017. While attending law school, Holman clerked for the Honorable Judge Kenneth M. Hoyt, U.S. District Court, Southern District of Texas. Also, while in law school, Holman clerked for the Honorable Judge Jeff Bohm, U.S. Bankruptcy Court, Southern District of Texas, and interned in the Property Preservation Clinic of the Earl Carl Institute for Legal & Social Policy, Inc. Additionally, Holman was awarded the Spouses of Houston Barristers Scholarship and was admitted to the American Inn of Court. Prior to becoming an attorney, Mr. Holman had a diversified business background. He began his career as a banker with BMO/Harris Bank, serving as a financial analyst and would later join Citibank as an investment consultant. Holman would go on to co-found several partnerships engaged in commercial real estate finance, acquisition, rehabilitation, and insurance brokerage. Holman is also a former brick mason and member of the International Union of Bricklayers & Allied Craftsmen. Holman is a native of Chicago and a graduate of the University of Illinois at Urbana-Champaign where he obtained a B.A. in LAS/Finance. While in college, Holman studied abroad in Costa Rica, where he studied Spanish and “mastered” in salsa dancing.

Todd Cushner is the owner of Todd Cushner & Associates, P.C. which is located in White Plains, New York. Todd Cushner & Associates, P.C. is a multidisciplinary finance, business, and criminal law firm seeking to provide clients with the best representation available. Prior to entering private practice, Mr. Cushner was a managing partner of North Shore Advisory Inc., a financial services firm engaged in helping individuals resolve various credit and debt related issues. Mr. Cushner has also been directly involved in the Real Estate industry for over 25 years. His focus has been directed in the areas of cooperative conversions, new residential development in Queens and Brooklyn as well as numerous corporate commercial office re-locations on Long Island for large corporate entities such as the Diebold Corporation, Z&F Capital, and World Wide Express. Many of these projects required the ability to procure difficult sources of funding for which he was instrumental. Additionally, while engaged in the broadcast news industry Mr. Cushner was twice Emmy nominated and was the winner of the coveted Folio award. Mr. Cushner also received the New York State Broadcasters Association Recognition Award for best spot news journalism. Mr. Cushner is the author of The Credit Solutions Resource Kit, a self help guide for individuals and families in economic distress. He is a member of the New York State Bar Association, The Westchester County Bar Association as well as the American Bar Association, Business Law Division and Trust & Estates Division and is admitted in both New York and New Jersey. Mr. Cushner is a long term member of the National Association of Consumer Bankruptcy Attorneys.

Kelli Cook is a practicing lawyer in the state of Louisiana specializing in Bankruptcy. Ms. Cook received her J.D. from the Louisiana State University Paul M. Hebert Law Center.

Melvin J. Babi serves as managing partner of Babi Legal Group, P.L.L.C., a respected general practice law firm in Birmingham, Michigan. In his private practice, Melvin advises consumers and small businesses in areas including business law, bankruptcy, debt-resolution, real estate law, corporate law, and criminal and civil litigation. Melvin also consults for various business clients providing expert advice on a broad range of legal, business, and compliance matters. As a business consultant Melvin oversees legal issues and best-practices for all departments, including consulting services, marketing, sales, finance, human resources, corporate governance, and business policy. Melvin's business consulting practice involves navigating through the complex legal landscape to achieve highly favorable outcomes. A trusted advisor and skillful advocate, he is known for impeccable ethics and astute handling of time-sensitive, business-critical, and confidential Information.

Warren V. Norred is an attorney with experience in bankruptcy, intellectual property and litigation. Mr. Norred earned his Bachelor in Electrical Engineering in 1990 from the University of Texas at Arlington. He earned his Master of Science in Electrical Engineering in 1993, and recognized as a licensed Professional Engineer in 1996. Shortly thereafter, Mr. Norred began an engineering firm, which also represents global manufacturers of electronic components, selling them to design organizations in Texas, Oklahoma, Arkansas and Louisiana. Mr. Norred earned his law degree from Texas A&M University School of Law (formerly Texas Wesleyan School of Law), where he was president of the Federalist Society and author for the TEXAS WESLEYAN LAW REVIEW. Mr. Norred is a member of the State Bar of Texas, The American Bar Association, the Tarrant County Bar, the Dallas County Bar, the Arlington Bar Association, the Institute of Electronic and Electrical Engineers, the National Association of Patent Practitioners, and the National Association of Consumer Bankruptcy Attorneys. He is licensed to practice before the federal courts in the Northern, Western, Eastern, and Southern Districts of Texas, the United States Patent and Trademark Office (required for patent prosecution), and inducted to the Bar of the United States Supreme Court.. Bibliography: TEXAS WESLEYAN LAW REVIEW, “Removing Mud in the Clean Water Act: The Ninth Amendment as a Limiting Factor in Chevron Analysis,” 14 TEX. WESLEYAN L. REV. 51.

The Moak Law Firm is dedicated to helping the people of Arizona. Our team is diligent, hard-working, and committed to you and your needs. We offer real hope and answers in response to all your fears and questions about your bankruptcy case. We are continually striving to be the best law firm we can be for our clients. Walter E. “Pete” Moak has been practicing law for over 40 years and has discovered that what he enjoys doing most with his career and knowledge is helping people. While in law school, he was consistently in the top 5 percent of his class.

After retiring from the US Army in 2009, Mr. Farmer, never one to rest on his laurels, decided to pursue a second career as an advocate. Earning his Bachelor of Arts in Legal Studies under the GI Bill at the University of Maryland, Mr. Farmer went on to earn his Juris Doctorate from Concord Law School in 2013, becoming a member of the California State Bar in 2015. While his military career took him all over the world, Mr. Farmer grew up in Texas, and when the time came to decide where to begin his legal career, he settled close to his roots, starting a practice in Lawton, OK, and eventually expanding to an additional office in Oklahoma City, where he currently lives. Since that time, Mr. Farmer has been defending the rights of those who find themselves at a disadvantage when faced with legal issues. ​Working in the federal court system, Mr. Farmer is admitted to practice and represents clients in the federal courts of the Western, Eastern, and Northern Districts of Oklahoma and the Northern and Eastern Districts of Texas. A member of the California State Bar, he is also admitted to practice and has represented clients in Immigration Court, before the Social Security Administration, in the Comanche Nation Tribal Court, Chickasaw Nation Court, Seminole Nation Court, and the Veteran's Administration. ​An avid golfer, Mr. Farmer enjoys spending his free time outdoors, either on the golf course or exploring Oklahoma with his family.

When you need legal help to deal with debt, property or business matters, an experienced attorney offers you the best chance for a successful resolution. At Whitelaw & Fangio in Syracuse, our attorneys have provided the people and businesses of Upstate New York with skilled representation in a variety of practice areas since 1996. If you require trusted advice on bankruptcy, assistance with a real estate transaction, or guidance starting your own business, our talented legal team can ease your stress and help you navigate the law.

Attorney Keith Wellman has devoted his legal career to providing clients with debt relief assistance. Since 2006, he has helped more than 2,500 people find the relief they need, whether through Chapter 13 or Chapter 7 bankruptcy protection, or non-bankruptcy options such as mortgage modification. Mr. Wellman received a Bachelor of Science degree in Business Administration from the University of Kansas, then earned his Juris Doctor from Southern Methodist University. He is admitted to practice in Kansas State courts, as well as the Federal District of Kansas.