Spring Credit & Debt Lawyer, Texas, page 2

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Benjamin Sanchez
About | Practice Areas
Sanchez Law Firm
150 W. Parker Rd. 3rd Floor Houston, TX 77076» view map
Real Estate
Excellence In Action

We advocate for our clients in and out of court. When you and the system meet head on, you need an attorney who is experienced, credible, and active.

800-785-3351
1. Benjamin Sanchez Houston, TX
  Attorney at Law - TX, 1998
  University of Houston J.D. 1997
2. AboutSanchez Law Firm
  Excellence In Action
3. Practice AreasExpertise
  Real Estate
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Lingling Dai

Personal Injury, Credit & Debt, Insurance, Family Law, Employee Rights

Status: Licensed: 15 Years

CONTACT

25700 I-45, Magnolia, TX 77386

Justin Eugene Myers

Credit & Debt, Insurance, Employee Rights, Health Care Other, Litigation

Status: Licensed: 21 Years

CONTACT

25700 Interstate 45, Magnolia, TX 77386

James R. Jones

Personal Injury, Bankruptcy, Insurance, Family Law, Credit & Debt

Status: Licensed: 39 Years

CONTACT

4185 Technology Forest Blvd, Magnolia, TX 77381

Koroush Ghanean

Personal Injury, Credit & Debt, Administrative Law, Family Law, International Other

Status: Licensed: 12 Years

CONTACT

21 Waterway Ave, Magnolia, TX 77380

Thomas Kirkendall

Credit & Debt, Business & Trade, State Appellate Practice, Science, Technology & Internet, Litigation

Status: Licensed: 46 Years

CONTACT

2 Violetta Ct, Magnolia, TX 77381

Mary F. Masterson

Personal Injury, Credit & Debt, Elder Law, Family Law, Employee Rights

Status: Licensed: 34 Years

CONTACT

1095 Evergreen Cir, Magnolia, TX 77380

April Christine Leeder Prim

Personal Injury, Credit & Debt, Elder Law, Employee Rights, Commercial Real Estate

Status: Licensed: 13 Years

CONTACT

9450 Pinecroft Dr, Magnolia, TX 77380

Nicole Marie Janecka

Credit & Debt, Insurance, Intellectual Property, International Other, Litigation

Status: Licensed: 13 Years

CONTACT

1701 E Mossy Oaks Rd, Spring, TX 77389

Abhijit Modak

Personal Injury, Credit & Debt, Social Security, Litigation, Tax

Status: Licensed: 33 Years

CONTACT

2710 Wind Brush Dr, Spring, TX 77388

Fredreck S Hudgens

Personal Injury, Credit & Debt, Insurance, Employee Rights, Arbitration

Status: Licensed: 23 Years

CONTACT

Hufsmith, TX 77377

800-814-6700

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LEGAL TERMS

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

FDCPA

See Fair Debt Collections & Practices Act.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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Spring Credit & Debt Lawyer, Texas, page 2

Sponsored Law Firm

Sanchez Law Firm

SPONSORED LAWYERS

Lingling Dai

Justin Eugene Myers

James R. Jones

Koroush Ghanean

Thomas Kirkendall

Mary F. Masterson

April Christine Leeder Prim

Nicole Marie Janecka

Abhijit Modak

Fredreck S Hudgens

TIPS

LEGAL TERMS

DOING BUSINESS AS (DBA)

FORBEARANCE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

FDCPA

LIQUIDATING PARTNER

REPOSSESSION

CREDIT INSURANCE

LIABILITY

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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